Oxford, PA—19363
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Oxford, PA
As of Oct '25, the median home price in Oxford, PA is $457,000, with a year-over-year change of 6.2%. This indicates that home prices in Oxford, PA are increasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $457,000 | 6.2% |
| Single Family | $457,000 | 5.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $310,000 | 6.5% |
3 Bed | $407,000 | 5.7% |
4 Bed | $513,000 | 5.3% |
| 5 Bed | $570,000 | 5.4% |
% of Housing Stock
Rental Trends — Oxford, PA
As of July '25, Rentcast reports the average rent in Oxford, PA is $1,730, with a year-over-year rent change of -1.1%. Per bedroom, the median rent as of July '25 in Oxford, PA is 1-bedrooms: $1,400, 2-bedrooms: $1,620, 3-bedrooms: $1,910, 4-bedrooms: $2,200. The most common rental property sizes in Oxford, PA are 2-bedroom and 1-bedroom, accounting for 36.1% and 29.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,700 | $1,730 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,350 | $1,400 |
| 2 Bed Rent | $1,600 | $1,620 |
| 3 Bed Rent | $2,000 | $1,910 |
| 4 Bed Rent | $2,200 | $2,200 |
% of Rental Stock
Property Listings — Oxford, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Oxford, PA is 24. This is a decrease of -59.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $505,000 | 7.0% |
Listing Count | 90 | 1.0% |
| Listings as % of Homes | 0.9% | 1.0% |
Days on Market | 24 | -59.0% |
Demographics — Oxford, PA
As of the latest ACS Survey released in 2023, Oxford, PA has a population of 17,900, which has increased by 4.7% over the past 5 years. Oxford, PA is a popular place for families, as children make up 26.8% of the population. The area has a moderately educated workforce, with 32.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 17,900 | 4.7% |
% Under 18 | 26.8% | -6.6% |
% Seniors | 15.3% | 14.2% |
% WFH | 11.5% | 29.2% |
% w/ College Degree | 32.9% | 29.5% |
As of the latest ACS Survey released in 2023, Oxford, PA is a predominantly white area, with 65.8% of the population identifying as white. The white population has shrunk by 14.1% in the last 5 years. The second most common race or ethnicity in Oxford, PA is hispanic, making up 25.7% of the population. Foreign-born residents account for 10.7% of the population in Oxford, PA, and this percentage has increased by 25.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 65.8% | -14.1% |
% Black | 4.1% | -8.9% |
% Hispanic | 25.7% | 61.6% |
% Asian | 1.2% | 9.1% |
% Foreign Born | 10.7% | 25.9% |
Mortgage and Risk — Oxford, PA
According to HUD data as of 2023, there were 316 mortgage originations in Oxford, PA, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Oxford, PA. Investor activity is low, as 3.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 316 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Oxford, PA
As of 2024, the percent of homes in Oxford, PA under the Section 8 program is 9.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Oxford, PA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 211 |
Total Units Section 8 | 163 |
% Rentals under Section 8 | 9.3% |
% Occupied Section 8 | 72.1% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$40 | $1,350 | $1,310 |
| 2 Bedroom | -$40 | $1,600 | $1,560 |
| 3 Bedroom | -$120 | $2,000 | $1,880 |
| 4 Bedroom | -$70 | $2,200 | $2,130 |
Affordability — Oxford, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $457,000 |
| Median Household Income | $104,000 |