Rising Sun, MD—21911
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Rising Sun, MD
As of Oct '25, the median home price in Rising Sun, MD is $388,000, with a year-over-year change of 2.2%. This indicates that home prices in Rising Sun, MD are increasing. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $388,000 | 2.2% |
| Single Family | $388,000 | 2.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $362,000 | 1.4% |
4 Bed | $459,000 | 2.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Rising Sun, MD
As of July '25, Rentcast reports the average rent in Rising Sun, MD is $2,200, with a year-over-year rent change of 29.4%. Per bedroom, the median rent as of July '25 in Rising Sun, MD is 3-bedrooms: $2,120, 4-bedrooms: $2,350. The most common rental property sizes in Rising Sun, MD are 3-bedroom and 1-bedroom, accounting for 47.2% and 23.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,350 | $2,200 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,750 | $2,120 |
| 4 Bed Rent | $2,350 | $2,350 |
% of Rental Stock
Property Listings — Rising Sun, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Rising Sun, MD is 41. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $425,000 | 34.0% |
Listing Count | 28 | 75.0% |
| Listings as % of Homes | 0.5% | 75.0% |
Days on Market | 41 | 4.0% |
Demographics — Rising Sun, MD
As of the latest ACS Survey released in 2023, Rising Sun, MD has a population of 10,400, which has decreased by -7.4% over the past 5 years. Rising Sun, MD is a moderately popular place for families, as children make up 21.3% of the population. The area has a poorly educated workforce, with 23.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 10,400 | -7.4% |
% Under 18 | 21.3% | -26.3% |
% Seniors | 16.7% | 24.6% |
% WFH | 9.8% | 197.0% |
% w/ College Degree | 23.9% | 23.8% |
As of the latest ACS Survey released in 2023, Rising Sun, MD is a predominantly white area, with 84.9% of the population identifying as white. The white population has shrunk by 9.6% in the last 5 years. The second most common race or ethnicity in Rising Sun, MD is hispanic, making up 7.4% of the population. Foreign-born residents account for 6.0% of the population in Rising Sun, MD, and this percentage has increased by 650.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.9% | -9.6% |
% Black | 1.2% | 71.4% |
% Hispanic | 7.4% | 516.7% |
% Asian | 3.4% | 3,300.0% |
% Foreign Born | 6.0% | 650.0% |
Mortgage and Risk — Rising Sun, MD
According to HUD data as of 2023, there were 208 mortgage originations in Rising Sun, MD, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Rising Sun, MD. Investor activity is low, as 3.0% of loans were by investors. 24.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 208 |
% Conventional Loans | 74.0% |
% Government Loans | 26.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 24.0% |
Loan Activity
Rentals and Section 8 — Rising Sun, MD
Rising Sun, MD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 67 |
Total Units Section 8 | 67 |
% Rentals under Section 8 | 9.8% |
% Occupied Section 8 | 91.1% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,350 |
| 2 Bedroom | N/A | N/A | $1,610 |
| 3 Bedroom | $190 | $1,750 | $1,940 |
| 4 Bedroom | -$140 | $2,350 | $2,210 |
Affordability — Rising Sun, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $388,000 |
| Median Household Income | $100,000 |