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  4. /Mechanicsville, MD - 20622

Mechanicsville, MD—20622

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$514,000
1.1% YoY Growth
Household Income
$119,000
13.0% YoY Growth
Days on Market
25
35.0% Shorter YoY
Home Price Forecast
0.3%
Median Rent
$2,800
4.4% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Other Zip Codes in Mechanicsville, MD

20659
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Mechanicsville, MD

As of May '26, the median home price in Mechanicsville, MD is $514,000, with a year-over-year change of 1.1%. This indicates that home prices in Mechanicsville, MD are increasing. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$514,0001.1%
Single Family $514,0001.2%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed

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  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		N/AN/A
    3 Bed
    		$474,0001.9%
    4 Bed
    		$576,0000.2%
    5 Bed N/AN/A
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    % of Housing Stock

    1 Bedroom
    0.5%
    2 Bedrooms
    4.1%
    3 Bedrooms
    40.1%
    4 Bedrooms
    27.4%
    5+ Bedrooms
    27.9%

    Rental Trends — Mechanicsville, MD

    As of July '25, Rentcast reports the average rent in Mechanicsville, MD is $2,800, with a year-over-year rent change of -4.4%. Detailed rent data by bedroom size is not available for Mechanicsville, MD. The most common rental property sizes in Mechanicsville, MD are 3-bedroom and 2-bedroom, accounting for 57.5% and 21.2% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$2,800$2,800
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent N/AN/A
    3 Bed Rent N/AN/A
    4 Bed Rent N/AN/A
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    % of Rental Stock

    1 Bedroom
    8.8%
    2 Bedrooms
    21.2%
    3 Bedrooms
    57.5%
    4 Bedrooms
    12.5%

    Property Listings — Mechanicsville, MD

    As of May '26, Realtor.com reports that the median days on market for a home in Mechanicsville, MD is 25. This is a decrease of -35.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$730,000-1.0%
    Listing Count
    		1137.0%
    Listings as % of Homes1.3%37.0%
    Days on Market
    		25-35.0%
    Loading chart...

    Demographics — Mechanicsville, MD

    As of the latest ACS Survey released in 2023, Mechanicsville, MD has a population of 5,260, which has decreased by -16.5% over the past 5 years. Mechanicsville, MD is a moderately popular place for families, as children make up 24.7% of the population. The area has a poorly educated workforce, with 24.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.4% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		5,260-16.5%
    % Under 18
    		24.7%-8.5%
    % Seniors
    		17.2%0.0%
    % WFH
    		5.4%-10.0%
    % w/ College Degree
    		24.5%26.9%
    Loading chart...

    As of the latest ACS Survey released in 2023, Mechanicsville, MD is a predominantly white area, with 78.2% of the population identifying as white. The white population has grown by 8.2% in the last 5 years. The second most common race or ethnicity in Mechanicsville, MD is black, making up 7.8% of the population. Foreign-born residents account for 5.8% of the population in Mechanicsville, MD, and this percentage has increased by 100.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		78.2%8.2%
    % Black
    		7.8%-50.9%
    % Hispanic
    		5.2%52.9%
    % Asian
    		2.5%47.1%
    % Foreign Born
    		5.8%100.0%
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    Mortgage and Risk — Mechanicsville, MD

    According to HUD data as of 2023, there were 94 mortgage originations in Mechanicsville, MD, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Mechanicsville, MD. Investor activity is low, as 0.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		94
    % Conventional Loans
    		69.0%
    % Government Loans
    		31.0%
    % Investor Loans
    		0.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		14.0%
    Loading chart...
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    Rentals and Section 8 — Mechanicsville, MD

    Mechanicsville, MD lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		3
    Total Units Section 8
    		3
    % Rentals under Section 8
    		7.5%
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$1,590
    2 BedroomN/AN/A$1,790
    3 BedroomN/AN/A$2,240
    4 BedroomN/AN/A$2,680

    Affordability — Mechanicsville, MD

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio4
    Median Home Price$514,000
    Median Household Income$119,000

    Mechanicsville, MD — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Bryantown, MD

    20617

    Hughesville, MD

    20637

    Faulkner, MD

    20632

    Mechanicsville, MD

    20659

    Newburg, MD

    20664

    Frequently Asked Questions