Hughesville, MD—20637
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Hughesville, MD
As of Oct '25, the median home price in Hughesville, MD is $588,000, with a year-over-year change of 1.8%. This indicates that home prices in Hughesville, MD are increasing. According to Zillow, the 1-year price projection is -0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $588,000 | 1.8% |
| Single Family | $588,000 | 1.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $518,000 | 2.0% |
4 Bed | $630,000 | 0.5% |
| 5 Bed | $717,000 | 0.4% |
% of Housing Stock
Rental Trends — Hughesville, MD
As of July '25, Rentcast reports the average rent in Hughesville, MD is $2,550, with a year-over-year rent change of -1.5%. Per bedroom, the median rent as of July '25 in Hughesville, MD is studios: $1,480, 1-bedrooms: $1,200, 2-bedrooms: $1,650, 4-bedrooms: $3,150. The most common rental property sizes in Hughesville, MD are 3-bedroom and 4-bedroom, accounting for 65.7% and 22.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,650 | $2,550 |
| Studio Rent | $1,480 | $1,480 |
| 1 Bed Rent | $1,200 | $1,200 |
| 2 Bed Rent | $1,650 | $1,650 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $3,150 | $3,150 |
% of Rental Stock
Property Listings — Hughesville, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Hughesville, MD is 62. This is a decrease of -38.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $670,000 | 7.0% |
Listing Count | 36 | 51.0% |
| Listings as % of Homes | 2.0% | 51.0% |
Days on Market | 62 | -38.0% |
Demographics — Hughesville, MD
As of the latest ACS Survey released in 2023, Hughesville, MD has a population of 6,340, which has increased by 11.5% over the past 5 years. Hughesville, MD is a moderately popular place for families, as children make up 20.8% of the population. The area has a moderately educated workforce, with 32.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 23.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,340 | 11.5% |
% Under 18 | 20.8% | 1.5% |
% Seniors | 16.8% | 16.7% |
% WFH | 23.2% | 673.3% |
% w/ College Degree | 32.3% | 46.8% |
As of the latest ACS Survey released in 2023, Hughesville, MD is a predominantly white area, with 58.2% of the population identifying as white. The white population has shrunk by 17.1% in the last 5 years. The second most common race or ethnicity in Hughesville, MD is black, making up 29.3% of the population. Foreign-born residents account for 3.5% of the population in Hughesville, MD, and this percentage has decreased by 38.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 58.2% | -17.1% |
% Black | 29.3% | 69.4% |
% Hispanic | 3.3% | -15.4% |
% Asian | 1.6% | -46.7% |
% Foreign Born | 3.5% | -38.6% |
Mortgage and Risk — Hughesville, MD
According to HUD data as of 2023, there were 231 mortgage originations in Hughesville, MD, of which 59.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 42.0% above 90% LTV (very high). This implies large mortgage risk in Hughesville, MD. Investor activity is low, as 1.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 231 |
% Conventional Loans | 59.0% |
% Government Loans | 41.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Hughesville, MD
Hughesville, MD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 1.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $1,670 | $1,200 | $2,870 |
| 2 Bedroom | $1,580 | $1,650 | $3,230 |
| 3 Bedroom | N/A | N/A | $4,040 |
| 4 Bedroom | $1,610 | $3,150 | $4,760 |
Affordability — Hughesville, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.7 |
| Median Home Price | $588,000 |
| Median Household Income | $150,000 |