Spotsylvania, VA 22551 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Spotsylvania, VA—22551

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$462,000

1.6% YoY Growth

Household Income

$106,000

28.5% YoY Growth

Days on Market

11.0% Shorter YoY

Home Price Forecast

-1.2%

Median Rent

$2,500

2.1% YoY Growth

1-Bed Rent

$1,350

8.0% YoY Growth

2-Bed Rent

N/A

3-Bed Rent

$2,500

17.4% YoY Growth

Home Price Trends — Spotsylvania, VA

As of May '26, the median home price in Spotsylvania, VA is $462,000, with a year-over-year change of 1.6%. This indicates that home prices in Spotsylvania, VA are increasing. According to Zillow, the 1-year price projection is -1.2%, suggesting a decrease housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$462,000	1.6%
Single Family	$463,000	1.8%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Spotsylvania, VA

As of July '25, Rentcast reports the average rent in Spotsylvania, VA is $2,840, with a year-over-year rent change of -2.1%. Per bedroom, the median rent as of July '25 in Spotsylvania, VA is 1-bedrooms: $1,350, 3-bedrooms: $2,460, 4-bedrooms: $3,600. The most common rental property sizes in Spotsylvania, VA are 3-bedroom and 2-bedroom, accounting for 48.8% and 30.9% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$2,500	$2,840
Studio Rent	N/A	N/A
1 Bed Rent	$1,350	$1,350
2 Bed Rent	N/A	N/A
3 Bed Rent	$2,500	$2,460
4 Bed Rent	$3,500	$3,600

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% of Rental Stock

1 Bedroom

11.3%

2 Bedrooms

30.9%

3 Bedrooms

48.8%

4 Bedrooms

8.9%

Property Listings — Spotsylvania, VA

As of May '26, Realtor.com reports that the median days on market for a home in Spotsylvania, VA is 29. This is a decrease of -11.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$650,000	-2.0%
Listing Count	140	16.0%
Listings as % of Homes	0.9%	16.0%
Days on Market	29	-11.0%

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Demographics — Spotsylvania, VA

As of the latest ACS Survey released in 2023, Spotsylvania, VA has a population of 23,400, which has increased by 21.6% over the past 5 years. Spotsylvania, VA is a moderately popular place for families, as children make up 24.4% of the population. The area has a moderately educated workforce, with 28.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.5% reporting working from home.

Metric	Latest Census	YoY % Change
Population	23,400	21.6%
% Under 18	24.4%	12.4%
% Seniors	18.1%	10.4%
% WFH	14.5%	281.6%
% w/ College Degree	28.6%	11.3%

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As of the latest ACS Survey released in 2023, Spotsylvania, VA is a predominantly white area, with 75.8% of the population identifying as white. The white population has shrunk by 2.7% in the last 5 years. The second most common race or ethnicity in Spotsylvania, VA is black, making up 10.4% of the population. Foreign-born residents account for 5.8% of the population in Spotsylvania, VA, and this percentage has increased by 45.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	75.8%	-2.7%
% Black	10.4%	-16.8%
% Hispanic	7.8%	21.9%
% Asian	2.0%	185.7%
% Foreign Born	5.8%	45.0%

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Mortgage and Risk — Spotsylvania, VA

According to HUD data as of 2023, there were 714 mortgage originations in Spotsylvania, VA, of which 58.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Spotsylvania, VA. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	714
% Conventional Loans	58.0%
% Government Loans	42.0%
% Investor Loans	1.0%
% Second Loans	3.0%
% Cash Out Refinance	13.0%

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Rentals and Section 8 — Spotsylvania, VA

Spotsylvania, VA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	40
Total Units Section 8	40
% Rentals under Section 8	4.1%
% Occupied Section 8	88.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$40	$1,350	$1,390
2 Bedroom	N/A	N/A	$1,570
3 Bedroom	-$540	$2,500	$1,960
4 Bedroom	-$1,180	$3,500	$2,320

Spotsylvania, VA—22551

Key Metrics at a Glance

Home Price Trends — Spotsylvania, VA

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Spotsylvania, VA

% of Rental Stock

Property Listings — Spotsylvania, VA

Demographics — Spotsylvania, VA

Race and Ethnicity

Mortgage and Risk — Spotsylvania, VA

Mortgages

Rentals and Section 8 — Spotsylvania, VA

Section 8 Market Size

Section 8 Opportunity

Affordability — Spotsylvania, VA

Home Price to Income Ratio

Spotsylvania, VA — ZIP Code Boundary Map

Nearby ZIP Codes

Partlow, VA

Fredericksburg, VA

Locust Grove, VA

Fredericksburg, VA

Fredericksburg, VA

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.9
Median Home Price	$462,000
Median Household Income	$106,000

Spotsylvania, VA—22551

Key Metrics at a Glance

Home Price Trends — Spotsylvania, VA

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Spotsylvania, VA

% of Rental Stock

Property Listings — Spotsylvania, VA

Demographics — Spotsylvania, VA

Race and Ethnicity

Mortgage and Risk — Spotsylvania, VA

Mortgages

Rentals and Section 8 — Spotsylvania, VA

Section 8 Market Size

Section 8 Opportunity

Affordability — Spotsylvania, VA

Home Price to Income Ratio

Spotsylvania, VA — ZIP Code Boundary Map

Nearby ZIP Codes

Partlow, VA

Fredericksburg, VA

Locust Grove, VA

Fredericksburg, VA

Fredericksburg, VA

Frequently Asked Questions

What is the average home price in Spotsylvania, VA 22551?

How have home prices in Spotsylvania, VA 22551 changed over the past year?

What is the home price projection for Spotsylvania, VA 22551?

What are the demographics of Spotsylvania, VA 22551?

How long does it take homes to sell in Spotsylvania, VA 22551?

What is the average rent price in Spotsylvania, VA 22551?