Alum Creek, WV—25003
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Alum Creek, WV
As of Oct '25, the median home price in Alum Creek, WV is $140,000, with a year-over-year change of -2.8%. This indicates that home prices in Alum Creek, WV are decreasing. According to Zillow, the 1-year price projection is -0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $140,000 | -2.8% |
| Single Family | $140,000 | -4.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $105,000 | -2.8% |
3 Bed | $160,000 | -1.8% |
4 Bed | $239,000 | -0.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Alum Creek, WV
Alum Creek, WV lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Alum Creek, WV
As of Oct '25, Realtor.com reports that the median days on market for a home in Alum Creek, WV is 68. This is a increase of 33.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 133.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $141,000 | -49.0% |
Listing Count | 3 | -12.0% |
| Listings as % of Homes | 0.3% | -12.0% |
Days on Market | 68 | 33.0% |
Demographics — Alum Creek, WV
As of the latest ACS Survey released in 2023, Alum Creek, WV has a population of 1,730, which has decreased by -34.9% over the past 5 years. Alum Creek, WV is a less popular place for families, as children make up 7.8% of the population. The area has a poorly educated workforce, with 18.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,730 | -34.9% |
% Under 18 | 7.8% | -66.7% |
% Seniors | 24.6% | 67.3% |
% WFH | 2.0% | ∞% |
% w/ College Degree | 18.1% | 26.6% |
Alum Creek, WV lacks sufficient race and ethnicity data for analysis.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 99.2% | 4.6% |
% Black | 0.0% | -100.0% |
% Hispanic | 0.0% | N/A |
% Asian | 0.0% | N/A |
% Foreign Born | 0.0% | N/A |
Mortgage and Risk — Alum Creek, WV
According to HUD data as of 2023, there were 45 mortgage originations in Alum Creek, WV, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Alum Creek, WV. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 45 |
% Conventional Loans | 69.0% |
% Government Loans | 31.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Alum Creek, WV
Alum Creek, WV lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 15 |
Total Units Section 8 | 15 |
% Rentals under Section 8 | 4.3% |
% Occupied Section 8 | 86.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $770 |
| 2 Bedroom | N/A | N/A | $950 |
| 3 Bedroom | N/A | N/A | $1,170 |
| 4 Bedroom | N/A | N/A | $1,300 |
Affordability — Alum Creek, WV
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.2 |
| Median Home Price | $140,000 |
| Median Household Income | $61,000 |