Camden, NC—27921
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Camden, NC
As of Oct '25, the median home price in Camden, NC is $388,000, with a year-over-year change of 4.7%. This indicates that home prices in Camden, NC are increasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $388,000 | 4.7% |
| Single Family | $388,000 | 4.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $388,000 | 3.7% |
4 Bed | $464,000 | 3.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Camden, NC
As of July '25, Rentcast reports the average rent in Camden, NC is $2,170, with a year-over-year rent change of 4.3%. Per bedroom, the median rent as of July '25 in Camden, NC is 3-bedrooms: $2,170. The most common rental property sizes in Camden, NC are 2-bedroom and 3-bedroom, accounting for 44.6% and 44.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,100 | $2,170 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,100 | $2,170 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Camden, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Camden, NC is 40. This is a increase of 5.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $452,000 | 5.0% |
Listing Count | 36 | -23.0% |
| Listings as % of Homes | 0.9% | -23.0% |
Days on Market | 40 | 5.0% |
Demographics — Camden, NC
As of the latest ACS Survey released in 2023, Camden, NC has a population of 4,900, which has remained stable by 0.3% over the past 5 years. Camden, NC is a popular place for families, as children make up 28.9% of the population. The area has a moderately educated workforce, with 29.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,900 | 0.3% |
% Under 18 | 28.9% | 27.9% |
% Seniors | 14.9% | 2.1% |
% WFH | 17.1% | 850.0% |
% w/ College Degree | 29.1% | 47.7% |
As of the latest ACS Survey released in 2023, Camden, NC is a predominantly white area, with 80.9% of the population identifying as white. The white population has grown by 2.0% in the last 5 years. The second most common race or ethnicity in Camden, NC is black, making up 7.3% of the population. Foreign-born residents account for 1.2% of the population in Camden, NC, and this percentage has decreased by 53.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 80.9% | 2.0% |
% Black | 7.3% | -55.5% |
% Hispanic | 1.2% | -42.9% |
% Asian | 1.0% | 100.0% |
% Foreign Born | 1.2% | -53.8% |
Mortgage and Risk — Camden, NC
According to HUD data as of 2023, there were 138 mortgage originations in Camden, NC, of which 61.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Camden, NC. Investor activity is low, as 0.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 138 |
% Conventional Loans | 61.0% |
% Government Loans | 39.0% |
% Investor Loans | 0.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Camden, NC
Camden, NC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 9 |
Total Units Section 8 | 9 |
% Rentals under Section 8 | 2.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,060 |
| 2 Bedroom | N/A | N/A | $1,210 |
| 3 Bedroom | -$400 | $2,100 | $1,700 |
| 4 Bedroom | N/A | N/A | $2,030 |
Affordability — Camden, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $388,000 |
| Median Household Income | $80,700 |