Moyock, NC—27958
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Moyock, NC
As of Oct '25, the median home price in Moyock, NC is $489,000, with a year-over-year change of 3.2%. This indicates that home prices in Moyock, NC are increasing. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $489,000 | 3.2% |
| Single Family | $489,000 | 3.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $288,000 | 2.5% |
3 Bed | $429,000 | 3.1% |
4 Bed | $530,000 | 3.1% |
| 5 Bed | $572,000 | 2.7% |
% of Housing Stock
Rental Trends — Moyock, NC
As of July '25, Rentcast reports the average rent in Moyock, NC is $3,160, with a year-over-year rent change of 16.2%. Per bedroom, the median rent as of July '25 in Moyock, NC is 3-bedrooms: $2,740, 4-bedrooms: $2,860. The most common rental property sizes in Moyock, NC are 3-bedroom and 2-bedroom, accounting for 49.1% and 46.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,850 | $3,160 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,620 | $2,740 |
| 4 Bed Rent | $2,800 | $2,860 |
% of Rental Stock
Property Listings — Moyock, NC
As of Oct '25, Realtor.com reports that the median days on market for a home in Moyock, NC is 66. This is a increase of 9.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $546,000 | 4.0% |
Listing Count | 105 | -18.0% |
| Listings as % of Homes | 3.3% | -18.0% |
Days on Market | 66 | 9.0% |
Demographics — Moyock, NC
As of the latest ACS Survey released in 2023, Moyock, NC has a population of 13,600, which has increased by 24.0% over the past 5 years. Moyock, NC is a popular place for families, as children make up 26.1% of the population. The area has a moderately educated workforce, with 28.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 13,600 | 24.0% |
% Under 18 | 26.1% | 3.6% |
% Seniors | 12.3% | 10.8% |
% WFH | 10.4% | 271.4% |
% w/ College Degree | 28.7% | 10.8% |
As of the latest ACS Survey released in 2023, Moyock, NC is a predominantly white area, with 82.0% of the population identifying as white. The white population has shrunk by 3.1% in the last 5 years. The second most common race or ethnicity in Moyock, NC is black, making up 6.8% of the population. Foreign-born residents account for 2.8% of the population in Moyock, NC, and this percentage has increased by 47.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.0% | -3.1% |
% Black | 6.8% | -5.6% |
% Hispanic | 4.6% | 17.9% |
% Asian | 1.5% | 150.0% |
% Foreign Born | 2.8% | 47.4% |
Mortgage and Risk — Moyock, NC
According to HUD data as of 2023, there were 575 mortgage originations in Moyock, NC, of which 50.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Moyock, NC. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 575 |
% Conventional Loans | 50.0% |
% Government Loans | 50.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Moyock, NC
Moyock, NC lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 35 |
Total Units Section 8 | 35 |
% Rentals under Section 8 | 7.7% |
% Occupied Section 8 | 69.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,600 |
| 2 Bedroom | N/A | N/A | $1,830 |
| 3 Bedroom | -$70 | $2,620 | $2,550 |
| 4 Bedroom | $230 | $2,800 | $3,030 |
Affordability — Moyock, NC
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $489,000 |
| Median Household Income | $110,000 |