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Cumming, GA—30028

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$547,000
2.4% YoY Growth
Household Income
$133,000
51.1% YoY Growth
Days on Market
44
4.0% Longer YoY
Home Price Forecast
0.1%
Median Rent
$2,150
0.0% YoY Growth
1-Bed Rent
$1,600
5.9% YoY Growth
2-Bed Rent
$1,960
4.0% YoY Growth
3-Bed Rent
$2,200
4.0% YoY Growth

Other Zip Codes in Cumming, GA

3004130040
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Cumming, GA

As of May '26, the median home price in Cumming, GA is $547,000, with a year-over-year change of -2.4%. This indicates that home prices in Cumming, GA are decreasing. According to Zillow, the 1-year price projection is 0.1%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$547,000-2.4%
Single Family $547,000-2.3%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed

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  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$341,000-0.6%
    3 Bed
    		$428,000-1.8%
    4 Bed
    		$535,000-2.6%
    5 Bed $648,026-3.6%
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    % of Housing Stock

    Studio
    0.4%
    1 Bedroom
    1.4%
    2 Bedrooms
    6.2%
    3 Bedrooms
    31.9%
    4 Bedrooms
    38.4%
    5+ Bedrooms
    21.7%

    Rental Trends — Cumming, GA

    As of July '25, Rentcast reports the average rent in Cumming, GA is $2,300, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Cumming, GA is 1-bedrooms: $1,590, 2-bedrooms: $1,940, 3-bedrooms: $2,170, 4-bedrooms: $2,590. The most common rental property sizes in Cumming, GA are 3-bedroom and 4-bedroom, accounting for 32.2% and 31.2% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$2,150$2,300
    Studio Rent N/AN/A
    1 Bed Rent $1,600$1,590
    2 Bed Rent $1,960$1,940
    3 Bed Rent $2,200$2,170
    4 Bed Rent $2,550$2,590
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    % of Rental Stock

    1 Bedroom
    6.5%
    2 Bedrooms
    20.4%
    3 Bedrooms
    32.2%
    4 Bedrooms
    31.2%
    5+ Bedrooms
    9.8%

    Property Listings — Cumming, GA

    As of May '26, Realtor.com reports that the median days on market for a home in Cumming, GA is 44. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$650,0002.0%
    Listing Count
    		29512.0%
    Listings as % of Homes1.5%12.0%
    Days on Market
    		444.0%
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    Demographics — Cumming, GA

    As of the latest ACS Survey released in 2023, Cumming, GA has a population of 36,600, which has increased by 46.7% over the past 5 years. Cumming, GA is a popular place for families, as children make up 29.8% of the population. The area has a moderately educated workforce, with 42.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 24.8% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		36,60046.7%
    % Under 18
    		29.8%8.0%
    % Seniors
    		10.1%-16.5%
    % WFH
    		24.8%131.8%
    % w/ College Degree
    		42.5%9.5%
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    As of the latest ACS Survey released in 2023, Cumming, GA is a predominantly white area, with 77.5% of the population identifying as white. The white population has shrunk by 10.5% in the last 5 years. The second most common race or ethnicity in Cumming, GA is hispanic, making up 10.7% of the population. Foreign-born residents account for 10.6% of the population in Cumming, GA, and this percentage has increased by 49.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		77.5%-10.5%
    % Black
    		3.3%94.1%
    % Hispanic
    		10.7%20.2%
    % Asian
    		3.8%100.0%
    % Foreign Born
    		10.6%49.3%
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    Mortgage and Risk — Cumming, GA

    According to HUD data as of 2023, there were 1161 mortgage originations in Cumming, GA, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Cumming, GA. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		1,161
    % Conventional Loans
    		87.0%
    % Government Loans
    		13.0%
    % Investor Loans
    		1.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		11.0%
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    Rentals and Section 8 — Cumming, GA

    As of 2024, the percent of homes in Cumming, GA under the Section 8 program is 0.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Cumming, GA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

    Section 8 Market Size

    Total Units under HUD
    		5
    Total Units Section 8
    		5
    % Rentals under Section 8
    		0.3%
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$340$1,600$1,940
    2 Bedroom$190$1,960$2,150
    3 Bedroom$390$2,200$2,590
    4 Bedroom$570$2,550$3,120

    Affordability — Cumming, GA

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio3.9
    Median Home Price$547,000
    Median Household Income$133,000

    Cumming, GA — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Cumming, GA

    30040

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    30004

    Frequently Asked Questions