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Cumming, GA—30041

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$636,000
2.6% YoY Growth
Household Income
$142,000
32.2% YoY Growth
Days on Market
39
7.0% Longer YoY
Home Price Forecast
0.1%
Median Rent
$2,200
1.3% YoY Growth
1-Bed Rent
$1,580
6.7% YoY Growth
2-Bed Rent
$1,880
5.4% YoY Growth
3-Bed Rent
$2,300
0.4% YoY Growth

Other Zip Codes in Cumming, GA

3004030028
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Cumming, GA

As of May '26, the median home price in Cumming, GA is $636,000, with a year-over-year change of -2.6%. This indicates that home prices in Cumming, GA are decreasing. According to Zillow, the 1-year price projection is 0.1%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$636,000-2.6%
Single Family $648,000-2.4%
Condos $497,000-3.1%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed

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  • Affordability
  • Rentals and Section 8
    • $320,000
    -0.9%
    2 Bed
    		$364,000-1.1%
    3 Bed
    		$473,000-2.1%
    4 Bed
    		$631,000-2.6%
    5 Bed $835,402-3.2%
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    % of Housing Stock

    Studio
    0.5%
    1 Bedroom
    2.4%
    2 Bedrooms
    11.3%
    3 Bedrooms
    27.3%
    4 Bedrooms
    30.7%
    5+ Bedrooms
    27.7%

    Rental Trends — Cumming, GA

    As of July '25, Rentcast reports the average rent in Cumming, GA is $2,420, with a year-over-year rent change of 1.3%. Per bedroom, the median rent as of July '25 in Cumming, GA is studios: $1,580, 1-bedrooms: $1,530, 2-bedrooms: $1,920, 3-bedrooms: $2,390, 4-bedrooms: $2,920. The most common rental property sizes in Cumming, GA are 2-bedroom and 3-bedroom, accounting for 36.4% and 29.0% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$2,200$2,420
    Studio Rent $1,580$1,580
    1 Bed Rent $1,580$1,530
    2 Bed Rent $1,880$1,920
    3 Bed Rent $2,300$2,390
    4 Bed Rent $2,900$2,920
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    % of Rental Stock

    Studio
    3.0%
    1 Bedroom
    11.0%
    2 Bedrooms
    36.4%
    3 Bedrooms
    29.0%
    4 Bedrooms
    13.5%
    5+ Bedrooms
    7.1%

    Property Listings — Cumming, GA

    As of May '26, Realtor.com reports that the median days on market for a home in Cumming, GA is 39. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$700,0001.0%
    Listing Count
    		49213.0%
    Listings as % of Homes0.7%13.0%
    Days on Market
    		397.0%
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    Demographics — Cumming, GA

    As of the latest ACS Survey released in 2023, Cumming, GA has a population of 75,200, which has increased by 13.0% over the past 5 years. Cumming, GA is a popular place for families, as children make up 26.7% of the population. The area has a highly educated workforce, with 59.7% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 31.7% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		75,20013.0%
    % Under 18
    		26.7%-5.7%
    % Seniors
    		13.0%4.8%
    % WFH
    		31.7%164.2%
    % w/ College Degree
    		59.7%8.3%
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    As of the latest ACS Survey released in 2023, Cumming, GA is a predominantly white area, with 63.4% of the population identifying as white. The white population has shrunk by 13.7% in the last 5 years. The second most common race or ethnicity in Cumming, GA is asian, making up 22.7% of the population. Foreign-born residents account for 22.7% of the population in Cumming, GA, and this percentage has increased by 35.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		63.4%-13.7%
    % Black
    		2.8%7.7%
    % Hispanic
    		8.3%12.2%
    % Asian
    		22.7%59.9%
    % Foreign Born
    		22.7%35.9%
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    Mortgage and Risk — Cumming, GA

    According to HUD data as of 2023, there were 1660 mortgage originations in Cumming, GA, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Cumming, GA. Investor activity is low, as 3.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		1,660
    % Conventional Loans
    		92.0%
    % Government Loans
    		8.0%
    % Investor Loans
    		3.0%
    % Second Loans
    		1.0%
    % Cash Out Refinance
    		12.0%
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    Rentals and Section 8 — Cumming, GA

    As of 2024, the percent of homes in Cumming, GA under the Section 8 program is 0.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Cumming, GA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

    Section 8 Market Size

    Total Units under HUD
    		11
    Total Units Section 8
    		11
    % Rentals under Section 8
    		0.3%
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$330$1,580$1,910
    2 Bedroom$240$1,880$2,120
    3 Bedroom$250$2,300$2,550
    4 Bedroom$170$2,900$3,070

    Affordability — Cumming, GA

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio4.2
    Median Home Price$636,000
    Median Household Income$142,000

    Cumming, GA — ZIP Code Boundary Map

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    Nearby ZIP Codes

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    30040

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    Frequently Asked Questions