Lumpkin, GA—31815
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Lumpkin, GA
As of Nov '25, the median home price in Lumpkin, GA is $82,000, with a year-over-year change of -11.7%. This indicates that home prices in Lumpkin, GA are decreasing. According to Zillow, the 1-year price projection is 3.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $82,000 | -11.7% |
| Single Family | $82,000 | -9.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Lumpkin, GA
Lumpkin, GA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Lumpkin, GA
As of Nov '25, Realtor.com reports that the median days on market for a home in Lumpkin, GA is 119. This is a increase of 31.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $255,000 | 262.0% |
Listing Count | 2 | -43.0% |
| Listings as % of Homes | 0.1% | -43.0% |
Days on Market | 119 | 31.0% |
Demographics — Lumpkin, GA
As of the latest ACS Survey released in 2023, Lumpkin, GA has a population of 2,990, which has decreased by -18.7% over the past 5 years. Lumpkin, GA is a less popular place for families, as children make up 8.9% of the population. The area has a poorly educated workforce, with 11.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,990 | -18.7% |
% Under 18 | 8.9% | 15.6% |
% Seniors | 11.2% | 21.7% |
% WFH | 1.8% | ∞% |
% w/ College Degree | 11.0% | 2.8% |
As of the latest ACS Survey released in 2023, Lumpkin, GA is a predominantly black area, with 56.8% of the population identifying as black. The black population has grown by 30.9% in the last 5 years. The second most common race or ethnicity in Lumpkin, GA is white, making up 21.6% of the population. Foreign-born residents account for 21.8% of the population in Lumpkin, GA, and this percentage has decreased by 58.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 21.6% | -5.3% |
% Black | 56.8% | 30.9% |
% Hispanic | 17.7% | -37.5% |
% Asian | 2.8% | -26.3% |
% Foreign Born | 21.8% | -58.6% |
Mortgage and Risk — Lumpkin, GA
According to HUD data as of 2023, there were 17 mortgage originations in Lumpkin, GA, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Lumpkin, GA. Investor activity is low, as 6.0% of loans were by investors. 24.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 17 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 6.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 24.0% |
Rentals and Section 8 — Lumpkin, GA
Lumpkin, GA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 36 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 0.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $770 |
| 2 Bedroom | N/A | N/A | $910 |
| 3 Bedroom | N/A | N/A | $1,090 |
| 4 Bedroom | N/A | N/A | $1,200 |
Affordability — Lumpkin, GA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.1 |
| Median Home Price | $82,000 |
| Median Household Income | $36,800 |