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Baker, FL—32531

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$328,000
2.2% YoY Growth
Household Income
$81,300
38.6% YoY Growth
Days on Market
66
5.0% Shorter YoY
Home Price Forecast
-1.4%
Median Rent
$1,250
32.5% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,250
50.0% YoY Growth
3-Bed Rent
$1,300
21.0% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Baker, FL

As of May '26, the median home price in Baker, FL is $328,000, with a year-over-year change of 2.2%. This indicates that home prices in Baker, FL are increasing. According to Zillow, the 1-year price projection is -1.4%, suggesting a decrease housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$328,0002.2%
Single Family $328,0003.5%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$209,0003.0%
    3 Bed
    		$303,0003.8%
    4 Bed
    		$412,0002.0%
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    0.3%
    1 Bedroom
    1.4%
    2 Bedrooms
    13.1%
    3 Bedrooms
    60.0%
    4 Bedrooms
    24.8%
    5+ Bedrooms
    0.5%

    Rental Trends — Baker, FL

    As of July '25, Rentcast reports the average rent in Baker, FL is $1,290, with a year-over-year rent change of -32.5%. Per bedroom, the median rent as of July '25 in Baker, FL is 2-bedrooms: $1,250, 3-bedrooms: $1,320. The most common rental property sizes in Baker, FL are 3-bedroom and 2-bedroom, accounting for 69.6% and 17.7% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,250$1,290
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent $1,250$1,250
    3 Bed Rent $1,300$1,320
    4 Bed Rent N/AN/A
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    % of Rental Stock

    1 Bedroom
    9.5%
    2 Bedrooms
    17.7%
    3 Bedrooms
    69.6%
    4 Bedrooms
    3.2%

    Property Listings — Baker, FL

    As of May '26, Realtor.com reports that the median days on market for a home in Baker, FL is 66. This is a decrease of -5.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$420,000-10.0%
    Listing Count
    		36-11.0%
    Listings as % of Homes0.7%-11.0%
    Days on Market
    		66-5.0%
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    Demographics — Baker, FL

    As of the latest ACS Survey released in 2023, Baker, FL has a population of 7,440, which has increased by 29.8% over the past 5 years. Baker, FL is a popular place for families, as children make up 25.3% of the population. The area has a poorly educated workforce, with 23.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.4% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		7,44029.8%
    % Under 18
    		25.3%13.5%
    % Seniors
    		21.6%11.9%
    % WFH
    		3.4%-37.0%
    % w/ College Degree
    		23.9%43.1%
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    As of the latest ACS Survey released in 2023, Baker, FL is a predominantly white area, with 88.8% of the population identifying as white. The white population has shrunk by 2.5% in the last 5 years. The second most common race or ethnicity in Baker, FL is black, making up 4.0% of the population. Foreign-born residents account for 0.9% of the population in Baker, FL, and this percentage has decreased by 57.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		88.8%-2.5%
    % Black
    		4.0%110.5%
    % Hispanic
    		2.8%300.0%
    % Asian
    		0.5%∞%
    % Foreign Born
    		0.9%-57.1%
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    Mortgage and Risk — Baker, FL

    According to HUD data as of 2023, there were 110 mortgage originations in Baker, FL, of which 45.0% of loans were conventional mortgages. The average loan-to-value was 80.0%, with 46.0% above 90% LTV (very high). This implies large mortgage risk in Baker, FL. Investor activity is low, as 0.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		110
    % Conventional Loans
    		45.0%
    % Government Loans
    		55.0%
    % Investor Loans
    		0.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		19.0%
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    Rentals and Section 8 — Baker, FL

    Baker, FL lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		4
    Total Units Section 8
    		4
    % Rentals under Section 8
    		1.2%
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$1,190
    2 Bedroom$130$1,250$1,380
    3 Bedroom$560$1,300$1,860
    4 BedroomN/AN/A$2,310

    Affordability — Baker, FL

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio3.8
    Median Home Price$328,000
    Median Household Income$81,300

    Baker, FL — ZIP Code Boundary Map

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    Frequently Asked Questions