Holt, FL—32564
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Holt, FL
As of Nov '25, the median home price in Holt, FL is $252,000, with a year-over-year change of -5.2%. This indicates that home prices in Holt, FL are decreasing. According to Zillow, the 1-year price projection is 0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $252,000 | -5.2% |
| Single Family | $252,000 | -4.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $166,000 | -7.8% |
3 Bed | $257,000 | -5.2% |
4 Bed | $409,000 | -1.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Holt, FL
As of July '25, Rentcast reports the average rent in Holt, FL is $1,350, with a year-over-year rent change of 8.9%. Per bedroom, the median rent as of July '25 in Holt, FL is 3-bedrooms: $1,350. The most common rental property sizes in Holt, FL are 2-bedroom and 3-bedroom, accounting for 50.3% and 46.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,350 | $1,350 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,350 | $1,350 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Holt, FL
As of Nov '25, Realtor.com reports that the median days on market for a home in Holt, FL is 113. This is a increase of 89.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 44.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $279,000 | -13.0% |
Listing Count | 9 | 17.0% |
| Listings as % of Homes | 0.2% | 17.0% |
Days on Market | 113 | 89.0% |
Demographics — Holt, FL
As of the latest ACS Survey released in 2023, Holt, FL has a population of 1,960, which has decreased by -33.2% over the past 5 years. Holt, FL is a moderately popular place for families, as children make up 15.7% of the population. The area has a poorly educated workforce, with 13.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,960 | -33.2% |
% Under 18 | 15.7% | -32.3% |
% Seniors | 22.1% | 20.8% |
% WFH | 11.0% | 189.5% |
% w/ College Degree | 13.4% | -25.1% |
As of the latest ACS Survey released in 2023, Holt, FL is a predominantly white area, with 88.6% of the population identifying as white. The white population has shrunk by 3.3% in the last 5 years. The second most common race or ethnicity in Holt, FL is hispanic, making up 3.4% of the population. Foreign-born residents account for 2.5% of the population in Holt, FL, and this percentage has decreased by 35.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.6% | -3.3% |
% Black | 0.6% | 0.0% |
% Hispanic | 3.4% | -15.0% |
% Asian | 0.7% | 40.0% |
% Foreign Born | 2.5% | -35.9% |
Mortgage and Risk — Holt, FL
According to HUD data as of 2023, there were 62 mortgage originations in Holt, FL, of which 45.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 52.0% above 90% LTV (very high). This implies large mortgage risk in Holt, FL. Investor activity is low, as 2.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 62 |
% Conventional Loans | 45.0% |
% Government Loans | 55.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 16.0% |
Rentals and Section 8 — Holt, FL
Holt, FL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | 0.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,340 |
| 2 Bedroom | N/A | N/A | $1,550 |
| 3 Bedroom | $760 | $1,350 | $2,110 |
| 4 Bedroom | N/A | N/A | $2,570 |
Affordability — Holt, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.7 |
| Median Home Price | $252,000 |
| Median Household Income | $68,200 |