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Surfside, Bal Harbour, FL—33154

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,133,000
3.2% YoY Growth
Household Income
$87,800
18.3% YoY Growth
Days on Market
102
23.0% Longer YoY
Home Price Forecast
2.5%
Median Rent
$3,900
1.1% YoY Growth
1-Bed Rent
$2,750
0.0% YoY Growth
2-Bed Rent
$4,600
4.6% YoY Growth
3-Bed Rent
$6,500
7.5% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Surfside, Bal Harbour, FL

As of Dec '25, the median home price in Surfside, Bal Harbour, FL is $1,133,000, with a year-over-year change of -3.2%. This indicates that home prices in Surfside, Bal Harbour, FL are decreasing. According to Zillow, the 1-year price projection is 2.5%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$1,133,000-3.2%
Single Family $1,678,000-2.8%
Condos $927,000-4.1%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • $412,000
    -4.6%
    2 Bed
    		$952,000-4.1%
    3 Bed
    		$2,031,000-1.2%
    4 Bed
    		$3,364,000-0.2%
    5 Bed $7,790,836-1.9%
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    % of Housing Stock

    Studio
    3.7%
    1 Bedroom
    16.5%
    2 Bedrooms
    50.7%
    3 Bedrooms
    20.5%
    4 Bedrooms
    7.3%
    5+ Bedrooms
    1.3%

    Rental Trends — Surfside, Bal Harbour, FL

    As of July '25, Rentcast reports the average rent in Surfside, Bal Harbour, FL is $4,510, with a year-over-year rent change of 1.1%. Per bedroom, the median rent as of July '25 in Surfside, Bal Harbour, FL is studios: $2,710, 1-bedrooms: $3,040, 2-bedrooms: $4,960, 3-bedrooms: $6,700, 4-bedrooms: $9,020. The most common rental property sizes in Surfside, Bal Harbour, FL are 2-bedroom and 1-bedroom, accounting for 48.4% and 35.3% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$3,900$4,510
    Studio Rent $2,900$2,710
    1 Bed Rent $2,750$3,040
    2 Bed Rent $4,600$4,960
    3 Bed Rent $6,500$6,700
    4 Bed Rent $8,950$9,020
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    % of Rental Stock

    Studio
    1.4%
    1 Bedroom
    35.3%
    2 Bedrooms
    48.4%
    3 Bedrooms
    14.2%
    4 Bedrooms
    0.6%

    Property Listings — Surfside, Bal Harbour, FL

    As of Dec '25, Realtor.com reports that the median days on market for a home in Surfside, Bal Harbour, FL is 109. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 8.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$1,590,000-14.0%
    Listing Count
    		5486.0%
    Listings as % of Homes3.6%6.0%
    Days on Market
    		10223.0%
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    Demographics — Surfside, Bal Harbour, FL

    As of the latest ACS Survey released in 2023, Surfside, Bal Harbour, FL has a population of 14,400, which has decreased by -2.4% over the past 5 years. Surfside, Bal Harbour, FL is a popular place for families, as children make up 28.5% of the population. The area has a highly educated workforce, with 58.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.0% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		14,400-2.4%
    % Under 18
    		28.5%21.8%
    % Seniors
    		18.0%-23.7%
    % WFH
    		21.0%18.6%
    % w/ College Degree
    		58.9%5.2%
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    As of the latest ACS Survey released in 2023, Surfside, Bal Harbour, FL is a predominantly white area, with 53.0% of the population identifying as white. The white population has grown by 6.2% in the last 5 years. The second most common race or ethnicity in Surfside, Bal Harbour, FL is hispanic, making up 41.2% of the population. Foreign-born residents account for 45.6% of the population in Surfside, Bal Harbour, FL, and this percentage has increased by 4.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		53.0%6.2%
    % Black
    		2.3%-11.5%
    % Hispanic
    		41.2%-9.6%
    % Asian
    		0.8%-50.0%
    % Foreign Born
    		45.6%4.1%
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    Mortgage and Risk — Surfside, Bal Harbour, FL

    According to HUD data as of 2023, there were 160 mortgage originations in Surfside, Bal Harbour, FL, of which 99.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 2.0% above 90% LTV (normal). This implies small mortgage risk in Surfside, Bal Harbour, FL. Investor activity is low, as 5.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		160
    % Conventional Loans
    		99.0%
    % Government Loans
    		1.0%
    % Investor Loans
    		5.0%
    % Second Loans
    		19.0%
    % Cash Out Refinance
    		9.0%
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    Rentals and Section 8 — Surfside, Bal Harbour, FL

    As of 2024, the percent of homes in Surfside, Bal Harbour, FL under the Section 8 program is 0.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Surfside, Bal Harbour, FL, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

    Section 8 Market Size

    Total Units under HUD
    		13
    Total Units Section 8
    		13
    % Rentals under Section 8
    		0.4%
    % Occupied Section 8
    		86.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom-$380$2,750$2,370
    2 Bedroom-$1,690$4,600$2,910
    3 Bedroom-$2,740$6,500$3,760
    4 Bedroom-$4,540$8,950$4,410

    Affordability — Surfside, Bal Harbour, FL

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio12.6
    Median Home Price$1,133,000
    Median Household Income$87,800

    Surfside, Bal Harbour, FL — ZIP Code Boundary Map

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    Frequently Asked Questions