Ruskin, FL—33570
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ruskin, FL
As of Oct '25, the median home price in Ruskin, FL is $319,000, with a year-over-year change of -6.9%. This indicates that home prices in Ruskin, FL are decreasing. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $319,000 | -6.9% |
| Single Family | $320,000 | -6.7% |
| Condos | $236,000 | -11.6% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $142,000 | -20.2% |
2 Bed | $252,000 | -9.4% |
3 Bed | $296,000 | -7.5% |
4 Bed | $337,000 | -6.1% |
| 5 Bed | $381,000 | -5.7% |
% of Housing Stock
Rental Trends — Ruskin, FL
As of July '25, Rentcast reports the average rent in Ruskin, FL is $2,270, with a year-over-year rent change of -3.0%. Per bedroom, the median rent as of July '25 in Ruskin, FL is studios: $1,210, 1-bedrooms: $1,480, 2-bedrooms: $1,910, 3-bedrooms: $2,150, 4-bedrooms: $2,490. The most common rental property sizes in Ruskin, FL are 2-bedroom and 4-bedroom, accounting for 29.9% and 24.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,240 | $2,270 |
| Studio Rent | $1,210 | $1,210 |
| 1 Bed Rent | $1,550 | $1,480 |
| 2 Bed Rent | $2,000 | $1,910 |
| 3 Bed Rent | $2,100 | $2,150 |
| 4 Bed Rent | $2,350 | $2,490 |
% of Rental Stock
Property Listings — Ruskin, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Ruskin, FL is 94. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $357,000 | -5.0% |
Listing Count | 288 | 11.0% |
| Listings as % of Homes | 1.4% | 11.0% |
Days on Market | 94 | 20.0% |
Demographics — Ruskin, FL
As of the latest ACS Survey released in 2023, Ruskin, FL has a population of 33,700, which has increased by 21.0% over the past 5 years. Ruskin, FL is a popular place for families, as children make up 27.2% of the population. The area has a poorly educated workforce, with 22.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 33,700 | 21.0% |
% Under 18 | 27.2% | 6.7% |
% Seniors | 14.8% | -9.8% |
% WFH | 14.7% | 241.9% |
% w/ College Degree | 22.4% | 39.1% |
As of the latest ACS Survey released in 2023, Ruskin, FL is a predominantly white area, with 40.1% of the population identifying as white. The white population has shrunk by 16.5% in the last 5 years. The second most common race or ethnicity in Ruskin, FL is hispanic, making up 31.5% of the population. Foreign-born residents account for 12.9% of the population in Ruskin, FL, and this percentage has decreased by 18.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 40.1% | -16.5% |
% Black | 23.3% | 119.8% |
% Hispanic | 31.5% | -18.0% |
% Asian | 2.4% | 140.0% |
% Foreign Born | 12.9% | -18.4% |
Mortgage and Risk — Ruskin, FL
According to HUD data as of 2023, there were 336 mortgage originations in Ruskin, FL, of which 57.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 43.0% above 90% LTV (very high). This implies large mortgage risk in Ruskin, FL. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 336 |
% Conventional Loans | 57.0% |
% Government Loans | 43.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Ruskin, FL
As of 2024, the percent of homes in Ruskin, FL under the Section 8 program is 1.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Ruskin, FL, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 35 |
Total Units Section 8 | 35 |
% Rentals under Section 8 | 1.3% |
% Occupied Section 8 | 95.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$150 | $1,550 | $1,400 |
| 2 Bedroom | -$360 | $2,000 | $1,640 |
| 3 Bedroom | $0 | $2,100 | $2,100 |
| 4 Bedroom | $210 | $2,350 | $2,560 |
Affordability — Ruskin, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.2 |
| Median Home Price | $319,000 |
| Median Household Income | $69,000 |