Sebring, FL—33876
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Sebring, FL
As of Oct '25, the median home price in Sebring, FL is $260,000, with a year-over-year change of -2.4%. This indicates that home prices in Sebring, FL are decreasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $260,000 | -2.4% |
| Single Family | $263,000 | -2.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $206,000 | -1.9% |
3 Bed | $290,000 | -2.4% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Sebring, FL
As of July '25, Rentcast reports the average rent in Sebring, FL is $1,790, with a year-over-year rent change of -10.9%. Per bedroom, the median rent as of July '25 in Sebring, FL is 1-bedrooms: $1,260, 2-bedrooms: $1,540, 3-bedrooms: $2,210, 4-bedrooms: $2,090. The most common rental property sizes in Sebring, FL are 1-bedroom and 2-bedroom, accounting for 37.9% and 35.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,750 | $1,790 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,400 | $1,260 |
| 2 Bed Rent | $1,580 | $1,540 |
| 3 Bed Rent | $1,850 | $2,210 |
| 4 Bed Rent | $2,000 | $2,090 |
% of Rental Stock
Property Listings — Sebring, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Sebring, FL is 94. This is a increase of 30.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $340,000 | 3.0% |
Listing Count | 72 | 10.0% |
| Listings as % of Homes | 1.4% | 10.0% |
Days on Market | 94 | 30.0% |
Demographics — Sebring, FL
As of the latest ACS Survey released in 2023, Sebring, FL has a population of 7,380, which has increased by 57.3% over the past 5 years. Sebring, FL is a moderately popular place for families, as children make up 17.8% of the population. The area has a poorly educated workforce, with 15.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,380 | 57.3% |
% Under 18 | 17.8% | 25.4% |
% Seniors | 33.0% | -22.9% |
% WFH | 6.2% | 72.2% |
% w/ College Degree | 15.6% | 16.4% |
As of the latest ACS Survey released in 2023, Sebring, FL is a predominantly white area, with 71.2% of the population identifying as white. The white population has shrunk by 22.8% in the last 5 years. The second most common race or ethnicity in Sebring, FL is hispanic, making up 20.1% of the population. Foreign-born residents account for 7.8% of the population in Sebring, FL, and this percentage has increased by 73.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 71.2% | -22.8% |
% Black | 2.7% | -40.0% |
% Hispanic | 20.1% | 857.1% |
% Asian | 0.7% | ∞% |
% Foreign Born | 7.8% | 73.3% |
Mortgage and Risk — Sebring, FL
According to HUD data as of 2023, there were 151 mortgage originations in Sebring, FL, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Sebring, FL. Investor activity is low, as 4.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 151 |
% Conventional Loans | 73.0% |
% Government Loans | 27.0% |
% Investor Loans | 4.0% |
% Second Loans | 7.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Sebring, FL
As of 2024, the percent of homes in Sebring, FL under the Section 8 program is 0.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Sebring, FL, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | 0.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$440 | $1,400 | $960 |
| 2 Bedroom | -$330 | $1,580 | $1,250 |
| 3 Bedroom | -$310 | $1,850 | $1,540 |
| 4 Bedroom | $0 | $2,000 | $2,000 |
Affordability — Sebring, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.6 |
| Median Home Price | $260,000 |
| Median Household Income | $55,500 |