Montverde, FL—34756
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Montverde, FL
As of Oct '25, the median home price in Montverde, FL is $701,000, with a year-over-year change of -0.5%. This indicates that home prices in Montverde, FL are flat. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $701,000 | -0.5% |
| Single Family | $721,000 | -0.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $457,000 | -2.6% |
4 Bed | $797,000 | -1.2% |
| 5 Bed | $1,078,000 | -1.2% |
% of Housing Stock
Rental Trends — Montverde, FL
As of July '25, Rentcast reports the average rent in Montverde, FL is $4,330, with a year-over-year rent change of 10.2%. Per bedroom, the median rent as of July '25 in Montverde, FL is 1-bedrooms: $1,590, 2-bedrooms: $2,200, 3-bedrooms: $2,750, 4-bedrooms: $5,360. The most common rental property sizes in Montverde, FL are 3-bedroom and 2-bedroom, accounting for 75.2% and 10.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,750 | $4,330 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,700 | $1,590 |
| 2 Bed Rent | $2,200 | $2,200 |
| 3 Bed Rent | $1,800 | $2,750 |
| 4 Bed Rent | $4,200 | $5,360 |
% of Rental Stock
Property Listings — Montverde, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Montverde, FL is 102. This is a increase of 19.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,060,000 | 17.0% |
Listing Count | 103 | 40.0% |
| Listings as % of Homes | 3.2% | 40.0% |
Days on Market | 102 | 19.0% |
Demographics — Montverde, FL
As of the latest ACS Survey released in 2023, Montverde, FL has a population of 4,280, which has increased by 15.6% over the past 5 years. Montverde, FL is a moderately popular place for families, as children make up 20.5% of the population. The area has a moderately educated workforce, with 34.1% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 26.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,280 | 15.6% |
% Under 18 | 20.5% | -15.6% |
% Seniors | 15.7% | 48.1% |
% WFH | 26.6% | 192.3% |
% w/ College Degree | 34.1% | 21.4% |
As of the latest ACS Survey released in 2023, Montverde, FL is a predominantly white area, with 74.0% of the population identifying as white. The white population has grown by 0.4% in the last 5 years. The second most common race or ethnicity in Montverde, FL is hispanic, making up 17.3% of the population. Foreign-born residents account for 5.7% of the population in Montverde, FL, and this percentage has decreased by 46.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 74.0% | 0.4% |
% Black | 5.3% | 65.6% |
% Hispanic | 17.3% | -2.3% |
% Asian | 0.2% | -50.0% |
% Foreign Born | 5.7% | -46.7% |
Mortgage and Risk — Montverde, FL
According to HUD data as of 2023, there were 592 mortgage originations in Montverde, FL, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Montverde, FL. Investor activity is low, as 2.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 592 |
% Conventional Loans | 73.0% |
% Government Loans | 27.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — Montverde, FL
Montverde, FL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$120 | $1,700 | $1,580 |
| 2 Bedroom | -$410 | $2,200 | $1,790 |
| 3 Bedroom | $470 | $1,800 | $2,270 |
| 4 Bedroom | -$1,490 | $4,200 | $2,710 |
Affordability — Montverde, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.2 |
| Median Home Price | $701,000 |
| Median Household Income | $124,000 |