Poinciana, FL—34758
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Poinciana, FL
Home Price Trends — Poinciana, FL
As of Oct '25, the median home price in Poinciana, FL is $314,000, with a year-over-year change of -5.6%. This indicates that home prices in Poinciana, FL are decreasing. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $314,000 | -5.6% |
| Single Family | $314,000 | -6.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $218,000 | -7.2% |
3 Bed | $284,000 | -7.2% |
4 Bed | $336,000 | -5.6% |
| 5 Bed | $404,000 | -5.4% |
% of Housing Stock
Rental Trends — Poinciana, FL
As of July '25, Rentcast reports the average rent in Poinciana, FL is $2,020, with a year-over-year rent change of 0.5%. Per bedroom, the median rent as of July '25 in Poinciana, FL is 1-bedrooms: $1,030, 2-bedrooms: $1,650, 3-bedrooms: $1,910, 4-bedrooms: $2,200. The most common rental property sizes in Poinciana, FL are 3-bedroom and 4-bedroom, accounting for 46.6% and 25.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,990 | $2,020 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $900 | $1,030 |
| 2 Bed Rent | $1,700 | $1,650 |
| 3 Bed Rent | $1,900 | $1,910 |
| 4 Bed Rent | $2,200 | $2,200 |
% of Rental Stock
Property Listings — Poinciana, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Poinciana, FL is 79. This is a increase of 30.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $335,000 | -4.0% |
Listing Count | 347 | 5.0% |
| Listings as % of Homes | 1.6% | 5.0% |
Days on Market | 79 | 30.0% |
Demographics — Poinciana, FL
As of the latest ACS Survey released in 2023, Poinciana, FL has a population of 46,500, which has increased by 13.2% over the past 5 years. Poinciana, FL is a popular place for families, as children make up 26.3% of the population. The area has a poorly educated workforce, with 18.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 46,500 | 13.2% |
% Under 18 | 26.3% | -3.0% |
% Seniors | 12.8% | 11.3% |
% WFH | 8.8% | 282.6% |
% w/ College Degree | 18.0% | 16.9% |
As of the latest ACS Survey released in 2023, Poinciana, FL is a predominantly hispanic area, with 60.0% of the population identifying as hispanic. The hispanic population has shrunk by 0.5% in the last 5 years. The second most common race or ethnicity in Poinciana, FL is black, making up 23.8% of the population. Foreign-born residents account for 24.3% of the population in Poinciana, FL, and this percentage has increased by 13.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 13.0% | -11.6% |
% Black | 23.8% | 0.0% |
% Hispanic | 60.0% | -0.5% |
% Asian | 2.4% | 300.0% |
% Foreign Born | 24.3% | 13.0% |
Mortgage and Risk — Poinciana, FL
According to HUD data as of 2023, there were 979 mortgage originations in Poinciana, FL, of which 44.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 51.0% above 90% LTV (very high). This implies large mortgage risk in Poinciana, FL. Investor activity is low, as 3.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 979 |
% Conventional Loans | 44.0% |
% Government Loans | 56.0% |
% Investor Loans | 3.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Poinciana, FL
As of 2024, the percent of homes in Poinciana, FL under the Section 8 program is 2.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Poinciana, FL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 63 |
Total Units Section 8 | 63 |
% Rentals under Section 8 | 2.1% |
% Occupied Section 8 | 80.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $880 | $900 | $1,780 |
| 2 Bedroom | $320 | $1,700 | $2,020 |
| 3 Bedroom | $660 | $1,900 | $2,560 |
| 4 Bedroom | $850 | $2,200 | $3,050 |
Affordability — Poinciana, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.1 |
| Median Home Price | $314,000 |
| Median Household Income | $67,100 |