Henagar, AL—35765
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Henagar, AL
Home Price Trends — Henagar, AL
As of Oct '25, the median home price in Henagar, AL is $174,000, with a year-over-year change of -1.5%. This indicates that home prices in Henagar, AL are decreasing. According to Zillow, the 1-year price projection is 0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $174,000 | -1.5% |
| Single Family | $174,000 | -1.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $234,000 | 3.5% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Henagar, AL
Henagar, AL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Henagar, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Henagar, AL is 66. This is a decrease of -19.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $290,000 | 1.0% |
Listing Count | 13 | 200.0% |
| Listings as % of Homes | 0.0% | 200.0% |
Days on Market | 66 | -19.0% |
Demographics — Henagar, AL
As of the latest ACS Survey released in 2023, Henagar, AL has a population of 4,300, which has increased by 9.4% over the past 5 years. Henagar, AL is a moderately popular place for families, as children make up 23.6% of the population. The area has a poorly educated workforce, with 20.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,300 | 9.4% |
% Under 18 | 23.6% | 26.9% |
% Seniors | 20.8% | 3.0% |
% WFH | 1.8% | 260.0% |
% w/ College Degree | 20.6% | 39.2% |
As of the latest ACS Survey released in 2023, Henagar, AL is a predominantly white area, with 91.8% of the population identifying as white. The white population has shrunk by 2.8% in the last 5 years. The second most common race or ethnicity in Henagar, AL is hispanic, making up 1.2% of the population. Foreign-born residents account for 1.7% of the population in Henagar, AL, and this percentage has decreased by 37.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.8% | -2.8% |
% Black | 0.1% | ∞% |
% Hispanic | 1.2% | -42.9% |
% Asian | 0.4% | -63.6% |
% Foreign Born | 1.7% | -37.0% |
Mortgage and Risk — Henagar, AL
According to HUD data as of 2023, there were 52 mortgage originations in Henagar, AL, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Henagar, AL. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 52 |
% Conventional Loans | 67.0% |
% Government Loans | 33.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Henagar, AL
Henagar, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 21 |
Total Units Section 8 | 21 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 93.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $680 |
| 2 Bedroom | N/A | N/A | $780 |
| 3 Bedroom | N/A | N/A | $1,050 |
| 4 Bedroom | N/A | N/A | $1,270 |
Affordability — Henagar, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.5 |
| Median Home Price | $174,000 |
| Median Household Income | $65,500 |