Clayton, AL—36016
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Clayton, AL
Clayton, AL lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $104,000 | -9.9% |
| Single Family | $104,000 | -11.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Clayton, AL
Clayton, AL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $710 | $805 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $710 | $710 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $900 | $900 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Clayton, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Clayton, AL is 24. This is a decrease of -15.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $119,000 | 24.0% |
Listing Count | 5 | 23.0% |
| Listings as % of Homes | 0.4% | 23.0% |
Days on Market | 24 | -15.0% |
Demographics — Clayton, AL
As of the latest ACS Survey released in 2023, Clayton, AL has a population of 4,360, which has decreased by -9.4% over the past 5 years. Clayton, AL is a moderately popular place for families, as children make up 18.6% of the population. The area has a poorly educated workforce, with 7.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,360 | -9.4% |
% Under 18 | 18.6% | 51.2% |
% Seniors | 18.4% | 8.9% |
% WFH | 6.7% | 509.1% |
% w/ College Degree | 7.0% | -14.6% |
As of the latest ACS Survey released in 2023, Clayton, AL is a predominantly black area, with 49.4% of the population identifying as black. The black population has shrunk by 4.8% in the last 5 years. The second most common race or ethnicity in Clayton, AL is white, making up 45.9% of the population. Foreign-born residents account for 1.8% of the population in Clayton, AL, and this percentage has increased by 100.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 45.9% | 3.4% |
% Black | 49.4% | -4.8% |
% Hispanic | 0.7% | -66.7% |
% Asian | 1.4% | 250.0% |
% Foreign Born | 1.8% | 100.0% |
Mortgage and Risk — Clayton, AL
According to HUD data as of 2023, there were 19 mortgage originations in Clayton, AL, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Clayton, AL. Investor activity is low, as 5.0% of loans were by investors. 21.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 19 |
% Conventional Loans | 79.0% |
% Government Loans | 21.0% |
% Investor Loans | 5.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 21.0% |
Loan Activity
Rentals and Section 8 — Clayton, AL
Clayton, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 110 |
Total Units Section 8 | 71 |
% Rentals under Section 8 | 17.6% |
% Occupied Section 8 | 80.3% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$50 | $710 | $660 |
| 2 Bedroom | N/A | N/A | $780 |
| 3 Bedroom | $120 | $900 | $1,020 |
| 4 Bedroom | N/A | N/A | $1,030 |
Affordability — Clayton, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.1 |
| Median Home Price | $104,000 |
| Median Household Income | $57,400 |