Eufaula, AL36027

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$158,000
1.6% YoY Growth
Median Household Income
$45,500
31.7% 5-Year Growth
Days on Market
93
26.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$1,180
52.1% YoY Growth
1-Bed Rent
$495
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Eufaula, AL

As of Oct '25, Realtor.com reports that the median days on market for a home in Eufaula, AL is 93. This is a increase of 26.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$285,000-11.0%
Listing Count
10424.0%
Listings as % of Homes0.6%24.0%
Days on Market
9326.0%
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Demographics — Eufaula, AL

As of the latest ACS Survey released in 2023, Eufaula, AL has a population of 15,000, which has decreased by -3.3% over the past 5 years. Eufaula, AL is a moderately popular place for families, as children make up 23.9% of the population. The area has a poorly educated workforce, with 14.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
15,000-3.3%
% Under 18
23.9%-5.9%
% Seniors
21.6%16.8%
% WFH
6.1%335.7%
% w/ College Degree
14.1%-7.2%
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As of the latest ACS Survey released in 2023, Eufaula, AL is a predominantly black area, with 46.5% of the population identifying as black. The black population has shrunk by 1.9% in the last 5 years. The second most common race or ethnicity in Eufaula, AL is white, making up 43.4% of the population. Foreign-born residents account for 3.3% of the population in Eufaula, AL, and this percentage has increased by 3.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
43.4%-6.1%
% Black
46.5%-1.9%
% Hispanic
6.6%61.0%
% Asian
0.4%-20.0%
% Foreign Born
3.3%3.1%
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Mortgage and Risk — Eufaula, AL

According to HUD data as of 2023, there were 138 mortgage originations in Eufaula, AL, of which 66.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Eufaula, AL. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
138
% Conventional Loans
66.0%
% Government Loans
34.0%
% Investor Loans
2.0%
% Second Loans
3.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Eufaula, AL

Eufaula, AL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
746
Total Units Section 8
421
% Rentals under Section 8
20.7%
% Occupied Section 8
78.9%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$305$495$800
2 BedroomN/AN/A$930
3 BedroomN/AN/A$1,240
4 Bedroom$390$1,180$1,570

Affordability — Eufaula, AL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.6
Median Home Price$158,000
Median Household Income$45,500

Eufaula, AL — ZIP Code Boundary Map

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Frequently Asked Questions