Cunningham, TN—37052
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Cunningham, TN
Home Price Trends — Cunningham, TN
As of Nov '25, the median home price in Cunningham, TN is $354,000, with a year-over-year change of 2.6%. This indicates that home prices in Cunningham, TN are increasing. According to Zillow, the 1-year price projection is 2.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $354,000 | 2.6% |
| Single Family | $354,000 | 3.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $397,000 | 5.0% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cunningham, TN
As of July '25, Rentcast reports the average rent in Cunningham, TN is $1,710, with a year-over-year rent change of -28.8%. Per bedroom, the median rent as of July '25 in Cunningham, TN is 2-bedrooms: $895, 3-bedrooms: $1,550, 4-bedrooms: $2,200. The most common rental property sizes in Cunningham, TN are 3-bedroom and studio, accounting for 100.0% and 0.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,550 | $1,710 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $895 | $895 |
| 3 Bed Rent | $1,550 | $1,550 |
| 4 Bed Rent | $2,000 | $2,200 |
% of Rental Stock
Property Listings — Cunningham, TN
As of Nov '25, Realtor.com reports that the median days on market for a home in Cunningham, TN is 48. This is a decrease of -3.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 42.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $501,000 | 25.0% |
Listing Count | 19 | -7.0% |
| Listings as % of Homes | 1.1% | -7.0% |
Days on Market | 48 | -3.0% |
Demographics — Cunningham, TN
As of the latest ACS Survey released in 2023, Cunningham, TN has a population of 1,970, which has decreased by -29.7% over the past 5 years. Cunningham, TN is a moderately popular place for families, as children make up 23.3% of the population. The area has a poorly educated workforce, with 17.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,970 | -29.7% |
% Under 18 | 23.3% | 17.1% |
% Seniors | 25.9% | 40.8% |
% WFH | 4.7% | -20.3% |
% w/ College Degree | 17.6% | -45.2% |
As of the latest ACS Survey released in 2023, Cunningham, TN is a predominantly white area, with 95.0% of the population identifying as white. The white population has shrunk by 0.9% in the last 5 years. The second most common race or ethnicity in Cunningham, TN is hispanic, making up 4.8% of the population. Foreign-born residents account for 3.6% of the population in Cunningham, TN, and this percentage has increased by 63.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.0% | -0.9% |
% Black | 0.0% | N/A |
% Hispanic | 4.8% | 17.1% |
% Asian | 0.0% | N/A |
% Foreign Born | 3.6% | 63.6% |
Mortgage and Risk — Cunningham, TN
According to HUD data as of 2023, there were 162 mortgage originations in Cunningham, TN, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Cunningham, TN. Investor activity is low, as 2.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 162 |
% Conventional Loans | 64.0% |
% Government Loans | 36.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 17.0% |
Rentals and Section 8 — Cunningham, TN
Cunningham, TN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | 3.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,300 |
| 2 Bedroom | $565 | $895 | $1,460 |
| 3 Bedroom | $290 | $1,550 | $1,840 |
| 4 Bedroom | $240 | $2,000 | $2,240 |
Affordability — Cunningham, TN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.1 |
| Median Home Price | $354,000 |
| Median Household Income | $78,300 |