Cunningham, TN—37142
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Cunningham, TN
Home Price Trends — Cunningham, TN
As of Oct '25, the median home price in Cunningham, TN is $345,000, with a year-over-year change of 0.7%. This indicates that home prices in Cunningham, TN are flat. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $345,000 | 0.7% |
| Single Family | $345,000 | 1.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $384,000 | 3.8% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cunningham, TN
As of July '25, Rentcast reports the average rent in Cunningham, TN is $1,050, with a year-over-year rent change of -30.0%. Per bedroom, the median rent as of July '25 in Cunningham, TN is 3-bedrooms: $1,050. The most common rental property sizes in Cunningham, TN are 3-bedroom and 2-bedroom, accounting for 49.1% and 26.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,050 | $1,050 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,050 | $1,050 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cunningham, TN
As of Oct '25, Realtor.com reports that the median days on market for a home in Cunningham, TN is 97. This is a increase of 34.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $450,000 | 16.0% |
Listing Count | 16 | 88.0% |
| Listings as % of Homes | 0.7% | 88.0% |
Days on Market | 97 | 34.0% |
Demographics — Cunningham, TN
As of the latest ACS Survey released in 2023, Cunningham, TN has a population of 1,730, which has decreased by -18.7% over the past 5 years. Cunningham, TN is a less popular place for families, as children make up 12.2% of the population. The area has a moderately educated workforce, with 33.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,730 | -18.7% |
% Under 18 | 12.2% | -47.2% |
% Seniors | 26.2% | 88.5% |
% WFH | 9.5% | 331.8% |
% w/ College Degree | 33.2% | 125.9% |
As of the latest ACS Survey released in 2023, Cunningham, TN is a predominantly white area, with 95.3% of the population identifying as white. The white population has grown by 7.6% in the last 5 years. The second most common race or ethnicity in Cunningham, TN is asian, making up 3.5% of the population. Foreign-born residents account for 2.4% of the population in Cunningham, TN, and this percentage has increased by 71.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.3% | 7.6% |
% Black | 1.2% | 20.0% |
% Hispanic | 0.0% | -100.0% |
% Asian | 3.5% | 3,400.0% |
% Foreign Born | 2.4% | 71.4% |
Mortgage and Risk — Cunningham, TN
According to HUD data as of 2023, there were 108 mortgage originations in Cunningham, TN, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Cunningham, TN. Investor activity is low, as 2.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 108 |
% Conventional Loans | 72.0% |
% Government Loans | 28.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Cunningham, TN
Cunningham, TN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $880 |
| 2 Bedroom | N/A | N/A | $1,130 |
| 3 Bedroom | $530 | $1,050 | $1,580 |
| 4 Bedroom | N/A | N/A | $1,910 |
Affordability — Cunningham, TN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.2 |
| Median Home Price | $345,000 |
| Median Household Income | $73,100 |