Grove City, OH43123

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$323,000
2.0% YoY Growth
Median Household Income
$87,900
29.5% 5-Year Growth
Days on Market
45
21.0% Longer than last year
Home Price Forecast
1.3%
Median Rent
$2,100
3.0% YoY Growth
1-Bed Rent
$1,250
0.8% YoY Growth
2-Bed Rent
$1,500
9.1% YoY Growth
3-Bed Rent
$2,100
7.5% YoY Growth

Property Listings — Grove City, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in Grove City, OH is 45. This is a increase of 21.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 48.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$381,000-3.0%
Listing Count
30723.0%
Listings as % of Homes0.4%23.0%
Days on Market
4521.0%
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Demographics — Grove City, OH

As of the latest ACS Survey released in 2023, Grove City, OH has a population of 66,400, which has increased by 1.4% over the past 5 years. Grove City, OH is a moderately popular place for families, as children make up 23.6% of the population. The area has a moderately educated workforce, with 31.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
66,4001.4%
% Under 18
23.6%-5.2%
% Seniors
16.5%15.4%
% WFH
13.1%495.5%
% w/ College Degree
31.1%11.1%
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As of the latest ACS Survey released in 2023, Grove City, OH is a predominantly white area, with 83.9% of the population identifying as white. The white population has shrunk by 5.5% in the last 5 years. The second most common race or ethnicity in Grove City, OH is black, making up 4.8% of the population. Foreign-born residents account for 4.3% of the population in Grove City, OH, and this percentage has increased by 34.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
83.9%-5.5%
% Black
4.8%-5.9%
% Hispanic
4.8%166.7%
% Asian
2.1%10.5%
% Foreign Born
4.3%34.4%
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Mortgage and Risk — Grove City, OH

According to HUD data as of 2023, there were 413 mortgage originations in Grove City, OH, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Grove City, OH. Investor activity is low, as 2.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
413
% Conventional Loans
82.0%
% Government Loans
18.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
17.0%

Loan Activity

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Rentals and Section 8 — Grove City, OH

As of 2024, the percent of homes in Grove City, OH under the Section 8 program is 5.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Grove City, OH, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
480
Total Units Section 8
409
% Rentals under Section 8
5.5%
% Occupied Section 8
85.6%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$70$1,250$1,180
2 Bedroom-$70$1,500$1,430
3 Bedroom-$380$2,100$1,720
4 Bedroom-$680$2,600$1,920

Affordability — Grove City, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.3
Median Home Price$323,000
Median Household Income$87,900

Grove City, OH — ZIP Code Boundary Map

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Frequently Asked Questions