Holgate, OH—43527
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Holgate, OH
Holgate, OH lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $165,000 | 6.4% |
| Single Family | $165,000 | 5.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $116,000 | 3.6% |
3 Bed | $166,000 | 7.1% |
4 Bed | $188,000 | 5.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Holgate, OH
Holgate, OH lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Holgate, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Holgate, OH is 83. This is a increase of 136.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $198,000 | 5.0% |
Listing Count | 4 | 280.0% |
| Listings as % of Homes | 0.2% | 280.0% |
Days on Market | 83 | 136.0% |
Demographics — Holgate, OH
As of the latest ACS Survey released in 2023, Holgate, OH has a population of 2,090, which has increased by 5.3% over the past 5 years. Holgate, OH is a moderately popular place for families, as children make up 18.2% of the population. The area has a poorly educated workforce, with 15.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,090 | 5.3% |
% Under 18 | 18.2% | -24.2% |
% Seniors | 26.1% | 60.1% |
% WFH | 9.3% | 365.0% |
% w/ College Degree | 15.1% | 5.6% |
As of the latest ACS Survey released in 2023, Holgate, OH is a predominantly white area, with 89.5% of the population identifying as white. The white population has grown by 0.6% in the last 5 years. The second most common race or ethnicity in Holgate, OH is hispanic, making up 8.7% of the population. Foreign-born residents account for 0.6% of the population in Holgate, OH, and this percentage has decreased by 70.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.5% | 0.6% |
% Black | 0.4% | 300.0% |
% Hispanic | 8.7% | -13.9% |
% Asian | 0.2% | ∞% |
% Foreign Born | 0.6% | -70.0% |
Mortgage and Risk — Holgate, OH
According to HUD data as of 2023, there were 53 mortgage originations in Holgate, OH, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Holgate, OH. Investor activity is low, as 0.0% of loans were by investors. 26.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 53 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 0.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 26.0% |
Loan Activity
Rentals and Section 8 — Holgate, OH
Holgate, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $720 |
| 2 Bedroom | N/A | N/A | $880 |
| 3 Bedroom | N/A | N/A | $1,160 |
| 4 Bedroom | N/A | N/A | $1,470 |
Affordability — Holgate, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.2 |
| Median Home Price | $165,000 |
| Median Household Income | $63,700 |