Napoleon, OH—43545
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Napoleon, OH
Napoleon, OH lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $208,000 | 6.6% |
| Single Family | $208,000 | 6.7% |
| Condos | $228,000 | 8.6% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $153,000 | 6.2% |
3 Bed | $212,000 | 7.1% |
4 Bed | $254,000 | 7.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Napoleon, OH
Napoleon, OH lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $895 | $931 |
| Studio Rent | $675 | $1,090 |
| 1 Bed Rent | $680 | $680 |
| 2 Bed Rent | $895 | $895 |
| 3 Bed Rent | $905 | $905 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Napoleon, OH
As of Nov '25, Realtor.com reports that the median days on market for a home in Napoleon, OH is 50. This is a increase of 14.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $229,000 | -16.0% |
Listing Count | 33 | 20.0% |
| Listings as % of Homes | 0.4% | 20.0% |
Days on Market | 50 | 14.0% |
Demographics — Napoleon, OH
As of the latest ACS Survey released in 2023, Napoleon, OH has a population of 14,400, which has increased by 1.5% over the past 5 years. Napoleon, OH is a moderately popular place for families, as children make up 24.3% of the population. The area has a poorly educated workforce, with 18.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 14,400 | 1.5% |
% Under 18 | 24.3% | 1.2% |
% Seniors | 20.3% | 5.2% |
% WFH | 3.0% | 42.9% |
% w/ College Degree | 18.4% | -1.6% |
As of the latest ACS Survey released in 2023, Napoleon, OH is a predominantly white area, with 88.0% of the population identifying as white. The white population has shrunk by 1.7% in the last 5 years. The second most common race or ethnicity in Napoleon, OH is hispanic, making up 6.5% of the population. Foreign-born residents account for 1.9% of the population in Napoleon, OH, and this percentage has increased by 58.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.0% | -1.7% |
% Black | 0.6% | -40.0% |
% Hispanic | 6.5% | -23.5% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.9% | 58.3% |
Mortgage and Risk — Napoleon, OH
According to HUD data as of 2023, there were 206 mortgage originations in Napoleon, OH, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Napoleon, OH. Investor activity is low, as 1.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 206 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 14.0% |
Rentals and Section 8 — Napoleon, OH
Napoleon, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 83 |
Total Units Section 8 | 72 |
% Rentals under Section 8 | 5.7% |
% Occupied Section 8 | 90.1% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $70 | $680 | $750 |
| 2 Bedroom | $25 | $895 | $920 |
| 3 Bedroom | $295 | $905 | $1,200 |
| 4 Bedroom | N/A | N/A | $1,520 |
Affordability — Napoleon, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.3 |
| Median Home Price | $208,000 |
| Median Household Income | $78,200 |