Bond Hill, Cincinnati, OH45237

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$196,000
2.0% YoY Growth
Median Household Income
$43,600
23.7% 5-Year Growth
Days on Market
48
24.0% Longer than last year
Home Price Forecast
1.3%
Median Rent
$1,100
21.1% YoY Growth
1-Bed Rent
$825
0.1% YoY Growth
2-Bed Rent
$1,150
6.1% YoY Growth
3-Bed Rent
$1,700
21.4% YoY Growth

Property Listings — Bond Hill, Cincinnati, OH

As of Aug '25 and according to Realtor.com, the median days on market for a home in Bond Hill, Cincinnati, OH is 48. This is an increase of 24.0% from last year. This indicates that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 50.0%. This is a large percentage of inventory, suggesting a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$225,000-12.0%
Listing Count
52N/A
Listings as % of Homes0.4%N/A
Days on Market
4824.0%
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Demographics — Bond Hill, Cincinnati, OH

MetricLatest CensusYoY % Change
Population
21,2005.2%
% Under 18
22.2%-1.8%
% Under 5N/AN/A
% Seniors
17.9%-8.7%
% WFH
11.2%173.2%
% w/ College Degree
28.8%30.3%
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Race and Ethnicity

MetricLatest Census5-Year % Change
% White
21.7%-2.3%
% Black
71.1%-1.8%
% Hispanic
2.1%40.0%
% Asian
0.8%-55.6%
% Foreign Born
2.7%-40.0%
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Mortgage and Risk — Bond Hill, Cincinnati, OH

According to the latest data from the U.S. Department of Housing and Urban Development (HUD) as of 2023, the number of mortgages originated in Bond Hill, Cincinnati, OH in that year was 365. 80.0% of all primary home loans were conventional, the remainder were government-backed loans, such as FHA loans. The average loan-to-value for all loans was 60.0%. Of those, 29.0% were >90% loan to value. This is considered very high, suggesting that mortgage risk is large in Bond Hill, Cincinnati, OH. Investor activity in Bond Hill, Cincinnati, OH is low, as 6.0% of all loans are originated by investors. In 2023, 14.0% of all loans were cash-out refinances, suggesting many homeowners are actively tapping their home's equity.

Mortgages

MetricZip Code AverageMetro AverageState Average
Total Loan Originations
365N/AN/A
% Conventional Loans
80.0%N/AN/A
% Government Loans
20.0%N/AN/A
% Investor Loans
6.0%N/AN/A
% Second Loans
1.0%N/AN/A
% Cash Out Refinance
14.0%N/AN/A
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Rentals and Section 8 — Bond Hill, Cincinnati, OH

As of 2024, the percent of homes in Bond Hill, Cincinnati, OH under the Section 8 program is 27.9%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays homeowners more than the average rental market rate for various home sizes. For each bedroom size, the average difference between HUD payments and market rents is shown in the table below.

Section 8 Market Size

Total Units under HUD
1,449
Total Units Section 8
1,431
% Rentals under Section 8
27.9%
% Occupied Section 8
88.3%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$55$825$880
2 Bedroom-$10$1,150$1,140
3 Bedroom-$190$1,700$1,510
4 Bedroom-$330$2,000$1,670

Affordability — Bond Hill, Cincinnati, OH

Home Price to Income Ratio

MetricZip Code AverageMetro AverageState Average
Home Price to Income Ratio4N/AN/A
Median Home Price$196,000N/AN/A
Median Household Income$43,600N/AN/A

Bond Hill, Cincinnati, OH — ZIP Code Boundary Map

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