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  4. /Xenia, OH - 45385

Xenia, OH—45385

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$261,000
5.5% YoY Growth
Household Income
$75,300
38.8% YoY Growth
Days on Market
33
17.0% Shorter YoY
Home Price Forecast
N/A
Median Rent
$1,120
12.5% YoY Growth
1-Bed Rent
$750
18.7% YoY Growth
2-Bed Rent
$1,000
28.2% YoY Growth
3-Bed Rent
$1,580
8.3% YoY Growth

Other Zip Codes in Xenia, OH

45370
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Xenia, OH

Xenia, OH lacks sufficient home price data for analysis.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$261,0005.5%
Single Family $262,0005.2%
Condos $253,0005.9%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
$98,0005.4%

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  • Affordability
  • Rentals and Section 8
    • 2 Bed
    $159,000
    3.9%
    3 Bed
    		$233,0005.4%
    4 Bed
    		$401,0005.0%
    5 Bed $561,7064.4%
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    % of Housing Stock

    Studio
    1.4%
    1 Bedroom
    8.0%
    2 Bedrooms
    18.8%
    3 Bedrooms
    48.8%
    4 Bedrooms
    18.5%
    5+ Bedrooms
    4.5%

    Rental Trends — Xenia, OH

    As of July '25, Rentcast reports the average rent in Xenia, OH is $1,350, with a year-over-year rent change of 12.5%. Per bedroom, the median rent as of July '25 in Xenia, OH is studios: $735, 1-bedrooms: $806, 2-bedrooms: $1,040, 3-bedrooms: $1,700, 4-bedrooms: $2,280. The most common rental property sizes in Xenia, OH are 2-bedroom and 3-bedroom, accounting for 37.8% and 32.0% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,120$1,350
    Studio Rent $735$735
    1 Bed Rent $750$806
    2 Bed Rent $1,000$1,040
    3 Bed Rent $1,580$1,700
    4 Bed Rent $2,500$2,280
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    % of Rental Stock

    Studio
    2.5%
    1 Bedroom
    24.0%
    2 Bedrooms
    37.8%
    3 Bedrooms
    32.0%
    4 Bedrooms
    3.5%
    5+ Bedrooms
    0.2%

    Property Listings — Xenia, OH

    As of May '26, Realtor.com reports that the median days on market for a home in Xenia, OH is 33. This is a decrease of -17.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$382,0009.0%
    Listing Count
    		143-7.0%
    Listings as % of Homes0.4%-7.0%
    Days on Market
    		33-17.0%
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    Demographics — Xenia, OH

    As of the latest ACS Survey released in 2023, Xenia, OH has a population of 40,100, which has increased by 3.7% over the past 5 years. Xenia, OH is a moderately popular place for families, as children make up 23.1% of the population. The area has a moderately educated workforce, with 30.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.9% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		40,1003.7%
    % Under 18
    		23.1%5.0%
    % Seniors
    		18.8%1.6%
    % WFH
    		8.9%169.7%
    % w/ College Degree
    		30.7%16.7%
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    As of the latest ACS Survey released in 2023, Xenia, OH is a predominantly white area, with 83.5% of the population identifying as white. The white population has remained stable in the last 5 years. The second most common race or ethnicity in Xenia, OH is black, making up 6.0% of the population. Foreign-born residents account for 3.1% of the population in Xenia, OH, and this percentage has increased by 40.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		83.5%0.0%
    % Black
    		6.0%-41.2%
    % Hispanic
    		2.3%4.5%
    % Asian
    		2.3%283.3%
    % Foreign Born
    		3.1%40.9%
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    Mortgage and Risk — Xenia, OH

    According to HUD data as of 2023, there were 827 mortgage originations in Xenia, OH, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Xenia, OH. Investor activity is low, as 3.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		827
    % Conventional Loans
    		71.0%
    % Government Loans
    		29.0%
    % Investor Loans
    		3.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		11.0%
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    Rentals and Section 8 — Xenia, OH

    As of 2024, the percent of homes in Xenia, OH under the Section 8 program is 22.6%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Xenia, OH, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

    Section 8 Market Size

    Total Units under HUD
    		1,166
    Total Units Section 8
    		1,061
    % Rentals under Section 8
    		22.6%
    % Occupied Section 8
    		93.6%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$50$750$800
    2 Bedroom$20$1,000$1,020
    3 Bedroom-$260$1,580$1,320
    4 Bedroom-$1,040$2,500$1,460

    Affordability — Xenia, OH

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio2.9
    Median Home Price$261,000
    Median Household Income$75,300

    Xenia, OH — ZIP Code Boundary Map

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    Nearby ZIP Codes

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    45384

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    Xenia, OH

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    Frequently Asked Questions