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Cayuga, IN—47928

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$127,000
5.3% YoY Growth
Household Income
$57,900
7.5% YoY Growth
Days on Market
48
26.0% Shorter YoY
Home Price Forecast
2.9%
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Other Zip Codes in Cayuga, IN

47854
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Cayuga, IN

As of Dec '25, the median home price in Cayuga, IN is $127,000, with a year-over-year change of 5.3%. This indicates that home prices in Cayuga, IN are increasing. According to Zillow, the 1-year price projection is 2.9%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$127,0005.3%
Single Family $127,0005.0%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$94,0001.1%
    3 Bed
    		$126,0005.9%
    4 Bed
    		N/AN/A
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    2.0%
    1 Bedroom
    2.2%
    2 Bedrooms
    25.4%
    3 Bedrooms
    51.6%
    4 Bedrooms
    18.8%

    Rental Trends — Cayuga, IN

    Cayuga, IN lacks sufficient rental market data for analysis.

    TypeMedian RentAverage Rent
    Average RentN/AN/A
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent N/AN/A
    3 Bed Rent N/AN/A
    4 Bed Rent N/AN/A
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    % of Rental Stock

    Studio
    5.9%
    1 Bedroom
    9.3%
    2 Bedrooms
    39.0%
    3 Bedrooms
    24.6%
    4 Bedrooms
    21.2%

    Property Listings — Cayuga, IN

    As of Dec '25, Realtor.com reports that the median days on market for a home in Cayuga, IN is 30. This is a decrease of -4.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$217,000-12.0%
    Listing Count
    		4-37.0%
    Listings as % of Homes0.7%-37.0%
    Days on Market
    		48-26.0%
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    Demographics — Cayuga, IN

    As of the latest ACS Survey released in 2023, Cayuga, IN has a population of 1,750, which has decreased by -17.9% over the past 5 years. Cayuga, IN is a moderately popular place for families, as children make up 24.1% of the population. The area has a poorly educated workforce, with 6.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.9% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		1,750-17.9%
    % Under 18
    		24.1%11.1%
    % Seniors
    		19.5%30.0%
    % WFH
    		4.9%8.9%
    % w/ College Degree
    		6.6%-16.5%
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    As of the latest ACS Survey released in 2023, Cayuga, IN is a predominantly white area, with 98.1% of the population identifying as white. The white population has grown by 2.5% in the last 5 years. The second most common race or ethnicity in Cayuga, IN is asian, making up 0.5% of the population. Foreign-born residents account for 0.5% of the population in Cayuga, IN, and this percentage has decreased by 68.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		98.1%2.5%
    % Black
    		0.0%N/A
    % Hispanic
    		0.2%-50.0%
    % Asian
    		0.5%-64.3%
    % Foreign Born
    		0.5%-68.8%
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    Mortgage and Risk — Cayuga, IN

    According to HUD data as of 2023, there were 38 mortgage originations in Cayuga, IN, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Cayuga, IN. Investor activity is low, as 3.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		38
    % Conventional Loans
    		71.0%
    % Government Loans
    		29.0%
    % Investor Loans
    		3.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		16.0%
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    Rentals and Section 8 — Cayuga, IN

    Cayuga, IN lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		11
    Total Units Section 8
    		11
    % Rentals under Section 8
    		11.0%
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$840
    2 BedroomN/AN/A$1,060
    3 BedroomN/AN/A$1,280
    4 BedroomN/AN/A$1,480

    Affordability — Cayuga, IN

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio2
    Median Home Price$127,000
    Median Household Income$57,900

    Cayuga, IN — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Newport

    47966

    Perrysville, IN

    47974

    Dana, IN

    47847

    Cayuga, IN

    47854

    Ridge Farm, IL

    61870

    Frequently Asked Questions