Duncombe, IA—50532
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Duncombe, IA
Duncombe, IA lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $176,000 | 5.5% |
| Single Family | $176,000 | 6.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $182,000 | 5.8% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Duncombe, IA
As of July '25, Rentcast reports the average rent in Duncombe, IA is $500, with a year-over-year rent change of -32.2%. Per bedroom, the median rent as of July '25 in Duncombe, IA is 1-bedrooms: $500. The most common rental property sizes in Duncombe, IA are 2-bedroom and 3-bedroom, accounting for 38.5% and 37.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $500 | $500 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $500 | $500 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Duncombe, IA
As of Oct '25, Realtor.com reports that the median days on market for a home in Duncombe, IA is 171. This is a increase of 15.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $275,000 | -45.0% |
Listing Count | 3 | 267.0% |
| Listings as % of Homes | N/A | 267.0% |
Days on Market | 171 | 15.0% |
Demographics — Duncombe, IA
As of the latest ACS Survey released in 2023, Duncombe, IA has a population of 889, which has remained stable by -0.3% over the past 5 years. Duncombe, IA is a moderately popular place for families, as children make up 20.6% of the population. The area has a poorly educated workforce, with 11.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 0.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 889 | -0.3% |
% Under 18 | 20.6% | -13.4% |
% Seniors | 13.5% | -8.8% |
% WFH | 0.0% | -100.0% |
% w/ College Degree | 11.5% | -31.1% |
As of the latest ACS Survey released in 2023, Duncombe, IA is a predominantly white area, with 88.5% of the population identifying as white. The white population has shrunk by 10.9% in the last 5 years. The second most common race or ethnicity in Duncombe, IA is black, making up 1.2% of the population. Foreign-born residents account for 1.2% of the population in Duncombe, IA, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.5% | -10.9% |
% Black | 1.2% | 1,100.0% |
% Hispanic | 0.6% | 0.0% |
% Asian | 0.8% | ∞% |
% Foreign Born | 1.2% | ∞% |
Mortgage and Risk — Duncombe, IA
According to HUD data as of 2023, there were 31 mortgage originations in Duncombe, IA, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Duncombe, IA. Investor activity is low, as 3.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 31 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 3.0% |
Loan Activity
Rentals and Section 8 — Duncombe, IA
Duncombe, IA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $170 | $500 | $670 |
| 2 Bedroom | N/A | N/A | $880 |
| 3 Bedroom | N/A | N/A | $1,150 |
| 4 Bedroom | N/A | N/A | $1,450 |
Affordability — Duncombe, IA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.5 |
| Median Home Price | $176,000 |
| Median Household Income | $65,000 |