Vadnais Heights, MN—55127
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Vadnais Heights, MN
As of Oct '25, the median home price in Vadnais Heights, MN is $453,000, with a year-over-year change of 0.6%. This indicates that home prices in Vadnais Heights, MN are flat. According to Zillow, the 1-year price projection is -0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $453,000 | 0.6% |
| Single Family | $483,000 | 0.6% |
| Condos | $192,000 | -3.0% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $241,000 | -1.6% |
3 Bed | $436,000 | 0.5% |
4 Bed | $595,000 | 1.5% |
| 5 Bed | $920,000 | 2.1% |
% of Housing Stock
Rental Trends — Vadnais Heights, MN
As of July '25, Rentcast reports the average rent in Vadnais Heights, MN is $2,520, with a year-over-year rent change of 34.8%. Per bedroom, the median rent as of July '25 in Vadnais Heights, MN is studios: $1,330, 1-bedrooms: $1,400, 2-bedrooms: $1,700, 3-bedrooms: $3,440, 4-bedrooms: $3,020. The most common rental property sizes in Vadnais Heights, MN are 2-bedroom and 1-bedroom, accounting for 61.4% and 24.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,800 | $2,520 |
| Studio Rent | $1,330 | $1,330 |
| 1 Bed Rent | $1,100 | $1,400 |
| 2 Bed Rent | $1,600 | $1,700 |
| 3 Bed Rent | $1,850 | $3,440 |
| 4 Bed Rent | $3,020 | $3,020 |
% of Rental Stock
Property Listings — Vadnais Heights, MN
As of Oct '25, Realtor.com reports that the median days on market for a home in Vadnais Heights, MN is 51. This is a decrease of -4.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $628,000 | -20.0% |
Listing Count | 97 | 2.0% |
| Listings as % of Homes | 0.7% | 2.0% |
Days on Market | 51 | -4.0% |
Demographics — Vadnais Heights, MN
As of the latest ACS Survey released in 2023, Vadnais Heights, MN has a population of 18,600, which has remained stable by 0.6% over the past 5 years. Vadnais Heights, MN is a moderately popular place for families, as children make up 22.8% of the population. The area has a highly educated workforce, with 52.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 18,600 | 0.6% |
% Under 18 | 22.8% | 23.2% |
% Seniors | 21.7% | -9.6% |
% WFH | 22.0% | 272.9% |
% w/ College Degree | 52.9% | -1.9% |
As of the latest ACS Survey released in 2023, Vadnais Heights, MN is a predominantly white area, with 78.5% of the population identifying as white. The white population has shrunk by 9.8% in the last 5 years. The second most common race or ethnicity in Vadnais Heights, MN is asian, making up 8.3% of the population. Foreign-born residents account for 9.1% of the population in Vadnais Heights, MN, and this percentage has increased by 21.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 78.5% | -9.8% |
% Black | 1.7% | -29.2% |
% Hispanic | 6.8% | 172.0% |
% Asian | 8.3% | 33.9% |
% Foreign Born | 9.1% | 21.3% |
Mortgage and Risk — Vadnais Heights, MN
According to HUD data as of 2023, there were 378 mortgage originations in Vadnais Heights, MN, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Vadnais Heights, MN. Investor activity is low, as 1.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 378 |
% Conventional Loans | 93.0% |
% Government Loans | 7.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Vadnais Heights, MN
As of 2024, the percent of homes in Vadnais Heights, MN under the Section 8 program is 2.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Vadnais Heights, MN, because HUD payments exceed market rent, while 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 48 |
Total Units Section 8 | 48 |
% Rentals under Section 8 | 2.6% |
% Occupied Section 8 | 95.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $460 | $1,100 | $1,560 |
| 2 Bedroom | $300 | $1,600 | $1,900 |
| 3 Bedroom | $680 | $1,850 | $2,530 |
| 4 Bedroom | -$190 | $3,020 | $2,830 |
Affordability — Vadnais Heights, MN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $453,000 |
| Median Household Income | $113,000 |