Saginaw, MN 55779 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Saginaw, MN—55779

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$328,000

6.0% YoY Growth

Household Income

$99,000

26.5% YoY Growth

Days on Market

54.0% Longer YoY

Home Price Forecast

2.6%

Median Rent

N/A

1-Bed Rent

N/A

2-Bed Rent

N/A

3-Bed Rent

N/A

Home Price Trends — Saginaw, MN

As of Nov '25, the median home price in Saginaw, MN is $328,000, with a year-over-year change of 6.0%. This indicates that home prices in Saginaw, MN are increasing. According to Zillow, the 1-year price projection is 2.6%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$328,000	6.0%
Single Family	$328,000	6.8%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Saginaw, MN

Saginaw, MN lacks sufficient rental market data for analysis.

Type	Median Rent	Average Rent
Average Rent	N/A	N/A
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	N/A	N/A
3 Bed Rent	N/A	N/A
4 Bed Rent	N/A	N/A

Loading chart...

% of Rental Stock

Studio

2.4%

1 Bedroom

1.2%

2 Bedrooms

9.0%

3 Bedrooms

79.6%

4 Bedrooms

4.2%

5+ Bedrooms

3.6%

Property Listings — Saginaw, MN

As of Nov '25, Realtor.com reports that the median days on market for a home in Saginaw, MN is 50. This is a increase of 54.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$397,000	45.0%
Listing Count	5	33.0%
Listings as % of Homes	0.2%	33.0%
Days on Market	50	54.0%

Loading chart...

Demographics — Saginaw, MN

As of the latest ACS Survey released in 2023, Saginaw, MN has a population of 3,980, which has remained stable by 0.9% over the past 5 years. Saginaw, MN is a moderately popular place for families, as children make up 19.9% of the population. The area has a moderately educated workforce, with 27.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.8% reporting working from home.

Metric	Latest Census	YoY % Change
Population	3,980	0.9%
% Under 18	19.9%	-7.0%
% Seniors	16.5%	34.1%
% WFH	19.8%	330.4%
% w/ College Degree	27.6%	18.5%

Loading chart...

As of the latest ACS Survey released in 2023, Saginaw, MN is a predominantly white area, with 91.4% of the population identifying as white. The white population has shrunk by 1.7% in the last 5 years. The second most common race or ethnicity in Saginaw, MN is asian, making up 2.3% of the population. Foreign-born residents account for 1.1% of the population in Saginaw, MN, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	91.4%	-1.7%
% Black	0.6%	-25.0%
% Hispanic	1.4%	-26.3%
% Asian	2.3%	666.7%
% Foreign Born	1.1%	0.0%

Loading chart...

Mortgage and Risk — Saginaw, MN

According to HUD data as of 2023, there were 130 mortgage originations in Saginaw, MN, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Saginaw, MN. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	130
% Conventional Loans	92.0%
% Government Loans	8.0%
% Investor Loans	1.0%
% Second Loans	4.0%
% Cash Out Refinance	10.0%

Loading chart...

Rentals and Section 8 — Saginaw, MN

Saginaw, MN lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	1
Total Units Section 8	1
% Rentals under Section 8	0.6%
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$1,340
2 Bedroom	N/A	N/A	$1,710
3 Bedroom	N/A	N/A	$2,310
4 Bedroom	N/A	N/A	$2,870

Saginaw, MN—55779

Key Metrics at a Glance

Home Price Trends — Saginaw, MN

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Saginaw, MN

% of Rental Stock

Property Listings — Saginaw, MN

Demographics — Saginaw, MN

Race and Ethnicity

Mortgage and Risk — Saginaw, MN

Mortgages

Rentals and Section 8 — Saginaw, MN

Section 8 Market Size

Section 8 Opportunity

Affordability — Saginaw, MN

Home Price to Income Ratio

Saginaw, MN — ZIP Code Boundary Map

Nearby ZIP Codes

Canyon, MN

Cloquet, MN

Alborn, MN

Esko, MN

Adolph, MN

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2.9
Median Home Price	$328,000
Median Household Income	$99,000

Saginaw, MN—55779

Key Metrics at a Glance

Home Price Trends — Saginaw, MN

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Saginaw, MN

% of Rental Stock

Property Listings — Saginaw, MN

Demographics — Saginaw, MN

Race and Ethnicity

Mortgage and Risk — Saginaw, MN

Mortgages

Rentals and Section 8 — Saginaw, MN

Section 8 Market Size

Section 8 Opportunity

Affordability — Saginaw, MN

Home Price to Income Ratio

Saginaw, MN — ZIP Code Boundary Map

Nearby ZIP Codes

Canyon, MN

Cloquet, MN

Alborn, MN

Esko, MN

Adolph, MN

Frequently Asked Questions

What is the average home price in Saginaw, MN 55779?

How have home prices in Saginaw, MN 55779 changed over the past year?

What is the home price projection for Saginaw, MN 55779?

What are the demographics of Saginaw, MN 55779?

How long does it take homes to sell in Saginaw, MN 55779?

What is the average rent price in Saginaw, MN 55779?