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Naperville, IL—60540

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$656,000
4.7% YoY Growth
Household Income
$156,000
31.6% YoY Growth
Days on Market
25
11.0% Shorter YoY
Home Price Forecast
2.2%
Median Rent
$2,700
7.0% YoY Growth
1-Bed Rent
$1,790
0.0% YoY Growth
2-Bed Rent
$2,640
4.0% YoY Growth
3-Bed Rent
$3,300
9.9% YoY Growth

Other Zip Codes in Naperville, IL

605636056460565
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Naperville, IL

As of May '26, the median home price in Naperville, IL is $656,000, with a year-over-year change of 4.7%. This indicates that home prices in Naperville, IL are increasing. According to Zillow, the 1-year price projection is 2.2%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$656,0004.7%
Single Family $680,0004.8%
Condos $311,0001.6%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed

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  • Affordability
  • Rentals and Section 8
    • $285,000
    -1.0%
    2 Bed
    		$350,0000.6%
    3 Bed
    		$536,0002.7%
    4 Bed
    		$747,0005.1%
    5 Bed $1,098,6116.8%
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    % of Housing Stock

    Studio
    0.7%
    1 Bedroom
    9.4%
    2 Bedrooms
    17.3%
    3 Bedrooms
    24.6%
    4 Bedrooms
    38.5%
    5+ Bedrooms
    9.5%

    Rental Trends — Naperville, IL

    As of July '25, Rentcast reports the average rent in Naperville, IL is $2,740, with a year-over-year rent change of 7.0%. Per bedroom, the median rent as of July '25 in Naperville, IL is 1-bedrooms: $1,880, 2-bedrooms: $2,590, 3-bedrooms: $3,340, 4-bedrooms: $3,710. The most common rental property sizes in Naperville, IL are 2-bedroom and 1-bedroom, accounting for 42.0% and 28.5% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$2,700$2,740
    Studio Rent N/AN/A
    1 Bed Rent $1,790$1,880
    2 Bed Rent $2,640$2,590
    3 Bed Rent $3,300$3,340
    4 Bed Rent $3,350$3,710
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    % of Rental Stock

    Studio
    2.8%
    1 Bedroom
    28.5%
    2 Bedrooms
    42.0%
    3 Bedrooms
    14.9%
    4 Bedrooms
    9.1%
    5+ Bedrooms
    2.6%

    Property Listings — Naperville, IL

    As of May '26, Realtor.com reports that the median days on market for a home in Naperville, IL is 25. This is a decrease of -11.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$825,000-15.0%
    Listing Count
    		107-20.0%
    Listings as % of Homes0.6%-20.0%
    Days on Market
    		25-11.0%
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    Demographics — Naperville, IL

    As of the latest ACS Survey released in 2023, Naperville, IL has a population of 42,700, which has decreased by -5.4% over the past 5 years. Naperville, IL is a moderately popular place for families, as children make up 23.1% of the population. The area has a highly educated workforce, with 71.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 23.3% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		42,700-5.4%
    % Under 18
    		23.1%-1.3%
    % Seniors
    		17.4%19.2%
    % WFH
    		23.3%150.5%
    % w/ College Degree
    		71.8%9.5%
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    As of the latest ACS Survey released in 2023, Naperville, IL is a predominantly white area, with 68.4% of the population identifying as white. The white population has shrunk by 6.8% in the last 5 years. The second most common race or ethnicity in Naperville, IL is asian, making up 15.0% of the population. Foreign-born residents account for 18.9% of the population in Naperville, IL, and this percentage has increased by 25.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		68.4%-6.8%
    % Black
    		3.0%-3.2%
    % Hispanic
    		10.4%55.2%
    % Asian
    		15.0%4.9%
    % Foreign Born
    		18.9%25.2%
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    Mortgage and Risk — Naperville, IL

    According to HUD data as of 2023, there were 429 mortgage originations in Naperville, IL, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Naperville, IL. Investor activity is low, as 3.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		429
    % Conventional Loans
    		97.0%
    % Government Loans
    		3.0%
    % Investor Loans
    		3.0%
    % Second Loans
    		1.0%
    % Cash Out Refinance
    		10.0%
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    Rentals and Section 8 — Naperville, IL

    As of 2024, the percent of homes in Naperville, IL under the Section 8 program is 9.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Naperville, IL, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom units do not.

    Section 8 Market Size

    Total Units under HUD
    		347
    Total Units Section 8
    		347
    % Rentals under Section 8
    		9.2%
    % Occupied Section 8
    		95.5%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$200$1,790$1,990
    2 Bedroom-$390$2,640$2,250
    3 Bedroom-$410$3,300$2,890
    4 Bedroom$40$3,350$3,390

    Affordability — Naperville, IL

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio3.3
    Median Home Price$656,000
    Median Household Income$156,000

    Naperville, IL — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Naperville, IL

    60565

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    60563

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    60564

    Frequently Asked Questions