Saint Ann, MO—63074
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Saint Ann, MO
As of Oct '25, the median home price in Saint Ann, MO is $152,000, with a year-over-year change of -0.5%. This indicates that home prices in Saint Ann, MO are flat. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $152,000 | -0.5% |
| Single Family | $152,000 | -0.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $137,000 | -1.4% |
3 Bed | $169,000 | 0.0% |
4 Bed | $204,000 | 0.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Saint Ann, MO
As of July '25, Rentcast reports the average rent in Saint Ann, MO is $1,270, with a year-over-year rent change of 15.5%. Per bedroom, the median rent as of July '25 in Saint Ann, MO is 1-bedrooms: $931, 2-bedrooms: $1,270, 3-bedrooms: $1,490, 4-bedrooms: $1,820. The most common rental property sizes in Saint Ann, MO are 2-bedroom and 1-bedroom, accounting for 45.5% and 38.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,200 | $1,270 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $950 | $931 |
| 2 Bed Rent | $1,250 | $1,270 |
| 3 Bed Rent | $1,480 | $1,490 |
| 4 Bed Rent | $1,800 | $1,820 |
% of Rental Stock
Property Listings — Saint Ann, MO
As of Oct '25, Realtor.com reports that the median days on market for a home in Saint Ann, MO is 34. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $169,000 | 10.0% |
Listing Count | 47 | 52.0% |
| Listings as % of Homes | 0.3% | 52.0% |
Days on Market | 34 | 7.0% |
Demographics — Saint Ann, MO
As of the latest ACS Survey released in 2023, Saint Ann, MO has a population of 16,200, which has increased by 6.6% over the past 5 years. Saint Ann, MO is a moderately popular place for families, as children make up 22.5% of the population. The area has a poorly educated workforce, with 18.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 16,200 | 6.6% |
% Under 18 | 22.5% | -11.8% |
% Seniors | 14.3% | 26.5% |
% WFH | 7.7% | 600.0% |
% w/ College Degree | 18.3% | -2.1% |
As of the latest ACS Survey released in 2023, Saint Ann, MO is a predominantly white area, with 49.7% of the population identifying as white. The white population has shrunk by 9.5% in the last 5 years. The second most common race or ethnicity in Saint Ann, MO is black, making up 26.8% of the population. Foreign-born residents account for 12.6% of the population in Saint Ann, MO, and this percentage has increased by 65.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 49.7% | -9.5% |
% Black | 26.8% | -22.8% |
% Hispanic | 18.9% | 350.0% |
% Asian | 1.5% | -46.4% |
% Foreign Born | 12.6% | 65.8% |
Mortgage and Risk — Saint Ann, MO
According to HUD data as of 2023, there were 164 mortgage originations in Saint Ann, MO, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 77.0%, with 49.0% above 90% LTV (very high). This implies large mortgage risk in Saint Ann, MO. Investor activity is low, as 7.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 164 |
% Conventional Loans | 67.0% |
% Government Loans | 33.0% |
% Investor Loans | 7.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Saint Ann, MO
As of 2024, the percent of homes in Saint Ann, MO under the Section 8 program is 8.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Saint Ann, MO, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 291 |
Total Units Section 8 | 291 |
% Rentals under Section 8 | 8.9% |
% Occupied Section 8 | 78.4% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$70 | $950 | $880 |
| 2 Bedroom | -$160 | $1,250 | $1,090 |
| 3 Bedroom | -$70 | $1,480 | $1,410 |
| 4 Bedroom | -$160 | $1,800 | $1,640 |
Affordability — Saint Ann, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $152,000 |
| Median Household Income | $51,400 |