Kirksville, MO—63501
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Kirksville, MO
As of Nov '25, the median home price in Kirksville, MO is $172,000, with a year-over-year change of 4.0%. This indicates that home prices in Kirksville, MO are increasing. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $172,000 | 4.0% |
| Single Family | $173,000 | 4.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $81,000 | -4.7% |
2 Bed | $107,000 | 0.0% |
3 Bed | $176,000 | 5.4% |
4 Bed | $246,000 | 4.7% |
| 5 Bed | $321,938 | 5.4% |
% of Housing Stock
Rental Trends — Kirksville, MO
As of July '25, Rentcast reports the average rent in Kirksville, MO is $1,150, with a year-over-year rent change of 88.5%. Per bedroom, the median rent as of July '25 in Kirksville, MO is studios: $1,600, 1-bedrooms: $882, 2-bedrooms: $1,680, 3-bedrooms: $1,410, 4-bedrooms: $1,010. The most common rental property sizes in Kirksville, MO are 2-bedroom and 3-bedroom, accounting for 45.9% and 22.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $900 | $1,150 |
| Studio Rent | $1,600 | $1,600 |
| 1 Bed Rent | $495 | $882 |
| 2 Bed Rent | $2,100 | $1,680 |
| 3 Bed Rent | $900 | $1,410 |
| 4 Bed Rent | $900 | $1,010 |
% of Rental Stock
Property Listings — Kirksville, MO
As of Nov '25, Realtor.com reports that the median days on market for a home in Kirksville, MO is 84. This is a decrease of -17.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 7.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $165,000 | -9.0% |
Listing Count | 121 | 5.0% |
| Listings as % of Homes | 0.6% | 5.0% |
Days on Market | 84 | -17.0% |
Demographics — Kirksville, MO
As of the latest ACS Survey released in 2023, Kirksville, MO has a population of 21,100, which has remained stable by -0.3% over the past 5 years. Kirksville, MO is a moderately popular place for families, as children make up 17.7% of the population. The area has a moderately educated workforce, with 38.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 21,100 | -0.3% |
% Under 18 | 17.7% | 6.6% |
% Seniors | 14.2% | 3.6% |
% WFH | 7.2% | 50.0% |
% w/ College Degree | 38.0% | 14.1% |
As of the latest ACS Survey released in 2023, Kirksville, MO is a predominantly white area, with 86.5% of the population identifying as white. The white population has shrunk by 3.0% in the last 5 years. The second most common race or ethnicity in Kirksville, MO is black, making up 5.0% of the population. Foreign-born residents account for 5.0% of the population in Kirksville, MO, and this percentage has increased by 4.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.5% | -3.0% |
% Black | 5.0% | 22.0% |
% Hispanic | 2.7% | 125.0% |
% Asian | 2.2% | -21.4% |
% Foreign Born | 5.0% | 4.2% |
Mortgage and Risk — Kirksville, MO
According to HUD data as of 2023, there were 236 mortgage originations in Kirksville, MO, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Kirksville, MO. Investor activity is high, as 16.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 236 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 16.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 6.0% |
Rentals and Section 8 — Kirksville, MO
Kirksville, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 448 |
Total Units Section 8 | 320 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 77.3% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $145 | $495 | $640 |
| 2 Bedroom | -$1,280 | $2,100 | $820 |
| 3 Bedroom | $260 | $900 | $1,160 |
| 4 Bedroom | $490 | $900 | $1,390 |
Affordability — Kirksville, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $172,000 |
| Median Household Income | $55,400 |