La Plata, MO—63549
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — La Plata, MO
La Plata, MO lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $183,000 | 2.5% |
| Single Family | $183,000 | 3.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $116,000 | -0.9% |
3 Bed | $199,000 | 6.4% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — La Plata, MO
La Plata, MO lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — La Plata, MO
As of Nov '25, Realtor.com reports that the median days on market for a home in La Plata, MO is 59. This is a decrease of -55.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $120,000 | -33.0% |
Listing Count | 9 | -19.0% |
| Listings as % of Homes | 0.9% | -19.0% |
Days on Market | 59 | -55.0% |
Demographics — La Plata, MO
As of the latest ACS Survey released in 2023, La Plata, MO has a population of 2,390, which has decreased by -2.7% over the past 5 years. La Plata, MO is a popular place for families, as children make up 25.8% of the population. The area has a poorly educated workforce, with 19.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,390 | -2.7% |
% Under 18 | 25.8% | 5.3% |
% Seniors | 24.5% | 2.9% |
% WFH | 16.3% | 1,258.3% |
% w/ College Degree | 19.7% | 41.7% |
As of the latest ACS Survey released in 2023, La Plata, MO is a predominantly white area, with 96.5% of the population identifying as white. The white population has shrunk by 1.8% in the last 5 years. The second most common race or ethnicity in La Plata, MO is asian, making up 1.4% of the population. Foreign-born residents account for 2.0% of the population in La Plata, MO, and this percentage has increased by 400.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.5% | -1.8% |
% Black | 0.2% | 100.0% |
% Hispanic | 0.3% | -75.0% |
% Asian | 1.4% | ∞% |
% Foreign Born | 2.0% | 400.0% |
Mortgage and Risk — La Plata, MO
According to HUD data as of 2023, there were 54 mortgage originations in La Plata, MO, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in La Plata, MO. Investor activity is low, as 7.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 54 |
% Conventional Loans | 74.0% |
% Government Loans | 26.0% |
% Investor Loans | 7.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Rentals and Section 8 — La Plata, MO
La Plata, MO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 4 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $630 |
| 2 Bedroom | N/A | N/A | $820 |
| 3 Bedroom | N/A | N/A | $1,160 |
| 4 Bedroom | N/A | N/A | $1,230 |
Affordability — La Plata, MO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $183,000 |
| Median Household Income | $56,700 |