Belton, MO 64012 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Belton, MO—64012

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$276,000

5.4% YoY Growth

Household Income

$71,800

11.3% YoY Growth

Days on Market

0.0% Longer YoY

Home Price Forecast

2.6%

Median Rent

$1,780

0.6% YoY Growth

1-Bed Rent

$915

17.6% YoY Growth

2-Bed Rent

$950

6.3% YoY Growth

3-Bed Rent

$1,760

2.3% YoY Growth

Home Price Trends — Belton, MO

As of Nov '25, the median home price in Belton, MO is $276,000, with a year-over-year change of 5.4%. This indicates that home prices in Belton, MO are increasing. According to Zillow, the 1-year price projection is 2.6%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$276,000	5.4%
Single Family	$276,000	5.3%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Belton, MO

As of July '25, Rentcast reports the average rent in Belton, MO is $1,740, with a year-over-year rent change of -0.6%. Per bedroom, the median rent as of July '25 in Belton, MO is 1-bedrooms: $1,050, 2-bedrooms: $1,040, 3-bedrooms: $1,760, 4-bedrooms: $2,220. The most common rental property sizes in Belton, MO are 2-bedroom and 3-bedroom, accounting for 39.5% and 36.7% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,780	$1,740
Studio Rent	N/A	N/A
1 Bed Rent	$915	$1,050
2 Bed Rent	$950	$1,040
3 Bed Rent	$1,760	$1,760
4 Bed Rent	$2,200	$2,220

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% of Rental Stock

Studio

3.3%

1 Bedroom

11.3%

2 Bedrooms

39.5%

3 Bedrooms

36.7%

4 Bedrooms

7.7%

5+ Bedrooms

1.5%

Property Listings — Belton, MO

As of Nov '25, Realtor.com reports that the median days on market for a home in Belton, MO is 47. This is a decrease of 0.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$300,000	5.0%
Listing Count	92	6.0%
Listings as % of Homes	0.4%	6.0%
Days on Market	47	0.0%

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Demographics — Belton, MO

As of the latest ACS Survey released in 2023, Belton, MO has a population of 29,000, which has increased by 6.6% over the past 5 years. Belton, MO is a moderately popular place for families, as children make up 22.8% of the population. The area has a moderately educated workforce, with 26.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.6% reporting working from home.

Metric	Latest Census	YoY % Change
Population	29,000	6.6%
% Under 18	22.8%	-7.3%
% Seniors	17.3%	7.5%
% WFH	11.6%	241.2%
% w/ College Degree	26.9%	21.2%

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As of the latest ACS Survey released in 2023, Belton, MO is a predominantly white area, with 79.6% of the population identifying as white. The white population has shrunk by 6.2% in the last 5 years. The second most common race or ethnicity in Belton, MO is hispanic, making up 7.0% of the population. Foreign-born residents account for 1.7% of the population in Belton, MO, and this percentage has decreased by 54.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	79.6%	-6.2%
% Black	6.5%	132.1%
% Hispanic	7.0%	-14.6%
% Asian	1.2%	-14.3%
% Foreign Born	1.7%	-54.1%

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Mortgage and Risk — Belton, MO

According to HUD data as of 2023, there were 662 mortgage originations in Belton, MO, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Belton, MO. Investor activity is low, as 3.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	662
% Conventional Loans	77.0%
% Government Loans	23.0%
% Investor Loans	3.0%
% Second Loans	1.0%
% Cash Out Refinance	13.0%

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Rentals and Section 8 — Belton, MO

As of 2024, the percent of homes in Belton, MO under the Section 8 program is 11.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Belton, MO, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD	430
Total Units Section 8	430
% Rentals under Section 8	11.5%
% Occupied Section 8	76.1%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$355	$915	$1,270
2 Bedroom	$500	$950	$1,450
3 Bedroom	$130	$1,760	$1,890
4 Bedroom	$40	$2,200	$2,240

Belton, MO—64012

Key Metrics at a Glance

Home Price Trends — Belton, MO

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Belton, MO

% of Rental Stock

Property Listings — Belton, MO

Demographics — Belton, MO

Race and Ethnicity

Mortgage and Risk — Belton, MO

Mortgages

Rentals and Section 8 — Belton, MO

Section 8 Market Size

Section 8 Opportunity

Affordability — Belton, MO

Home Price to Income Ratio

Belton, MO — ZIP Code Boundary Map

Nearby ZIP Codes

Belvidere, MO

Grandview, Kansas City, MO

Grandview, MO

Stilwell, KS

Martin City, Kansas City, MO

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.5
Median Home Price	$276,000
Median Household Income	$71,800

Belton, MO—64012

Key Metrics at a Glance

Home Price Trends — Belton, MO

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Belton, MO

% of Rental Stock

Property Listings — Belton, MO

Demographics — Belton, MO

Race and Ethnicity

Mortgage and Risk — Belton, MO

Mortgages

Rentals and Section 8 — Belton, MO

Section 8 Market Size

Section 8 Opportunity

Affordability — Belton, MO

Home Price to Income Ratio

Belton, MO — ZIP Code Boundary Map

Nearby ZIP Codes

Belvidere, MO

Grandview, Kansas City, MO

Grandview, MO

Stilwell, KS

Martin City, Kansas City, MO

Frequently Asked Questions

What is the average home price in Belton, MO 64012?

How have home prices in Belton, MO 64012 changed over the past year?

What is the home price projection for Belton, MO 64012?

What are the demographics of Belton, MO 64012?

How long does it take homes to sell in Belton, MO 64012?

What is the average rent price in Belton, MO 64012?