Crossroads, Kansas City, MO64108

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$290,000
0.8% YoY Growth
Median Household Income
$74,500
50.4% 5-Year Growth
Days on Market
75
4.0% Longer than last year
Home Price Forecast
1.6%
Median Rent
$1,510
1.1% YoY Growth
1-Bed Rent
$1,360
2.2% YoY Growth
2-Bed Rent
$1,750
7.9% YoY Growth
3-Bed Rent
$3,150
24.6% YoY Growth

Property Listings — Crossroads, Kansas City, MO

As of Oct '25, Realtor.com reports that the median days on market for a home in Crossroads, Kansas City, MO is 75. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 37.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$417,000-27.0%
Listing Count
6015.0%
Listings as % of Homes0.6%15.0%
Days on Market
754.0%
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Demographics — Crossroads, Kansas City, MO

As of the latest ACS Survey released in 2023, Crossroads, Kansas City, MO has a population of 10,200, which has increased by 30.5% over the past 5 years. Crossroads, Kansas City, MO is a less popular place for families, as children make up 13.1% of the population. The area has a highly educated workforce, with 50.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
10,20030.5%
% Under 18
13.1%19.1%
% Seniors
11.5%-6.5%
% WFH
16.0%233.3%
% w/ College Degree
50.8%9.2%
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As of the latest ACS Survey released in 2023, Crossroads, Kansas City, MO is a predominantly white area, with 49.8% of the population identifying as white. The white population has grown by 2.0% in the last 5 years. The second most common race or ethnicity in Crossroads, Kansas City, MO is black, making up 26.3% of the population. Foreign-born residents account for 6.3% of the population in Crossroads, Kansas City, MO, and this percentage has decreased by 38.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
49.8%2.0%
% Black
26.3%22.3%
% Hispanic
17.0%-26.7%
% Asian
2.5%-16.7%
% Foreign Born
6.3%-38.2%
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Mortgage and Risk — Crossroads, Kansas City, MO

According to HUD data as of 2023, there were 110 mortgage originations in Crossroads, Kansas City, MO, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Crossroads, Kansas City, MO. Investor activity is low, as 8.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
110
% Conventional Loans
92.0%
% Government Loans
8.0%
% Investor Loans
8.0%
% Second Loans
3.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Crossroads, Kansas City, MO

As of 2024, the percent of homes in Crossroads, Kansas City, MO under the Section 8 program is 17.0%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Crossroads, Kansas City, MO, because HUD payments exceed market rent, while 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
840
Total Units Section 8
677
% Rentals under Section 8
17.0%
% Occupied Section 8
81.2%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$270$1,360$1,630
2 Bedroom$100$1,750$1,850
3 Bedroom-$740$3,150$2,410
4 Bedroom$960$1,900$2,860

Affordability — Crossroads, Kansas City, MO

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.8
Median Home Price$290,000
Median Household Income$74,500

Crossroads, Kansas City, MO — ZIP Code Boundary Map

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Frequently Asked Questions