Oskaloosa, KS66066

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$295,000
1.1% YoY Growth
Median Household Income
$76,700
2.0% 5-Year Growth
Days on Market
35
27.0% Longer than last year
Home Price Forecast
3.1%
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Oskaloosa, KS

As of Oct '25, Realtor.com reports that the median days on market for a home in Oskaloosa, KS is 35. This is a increase of 27.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$519,000173.0%
Listing Count
100.0%
Listings as % of Homes0.2%0.0%
Days on Market
3527.0%
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Demographics — Oskaloosa, KS

As of the latest ACS Survey released in 2023, Oskaloosa, KS has a population of 2,750, which has increased by 6.9% over the past 5 years. Oskaloosa, KS is a moderately popular place for families, as children make up 22.7% of the population. The area has a poorly educated workforce, with 20.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
2,7506.9%
% Under 18
22.7%11.8%
% Seniors
15.4%-5.5%
% WFH
10.6%120.8%
% w/ College Degree
20.3%-27.2%
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As of the latest ACS Survey released in 2023, Oskaloosa, KS is a predominantly white area, with 90.7% of the population identifying as white. The white population has shrunk by 1.5% in the last 5 years. The second most common race or ethnicity in Oskaloosa, KS is hispanic, making up 4.0% of the population. Foreign-born residents account for 0.4% of the population in Oskaloosa, KS, and this percentage has decreased by 71.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
90.7%-1.5%
% Black
0.0%-100.0%
% Hispanic
4.0%29.0%
% Asian
0.1%∞%
% Foreign Born
0.4%-71.4%
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Mortgage and Risk — Oskaloosa, KS

According to HUD data as of 2023, there were 104 mortgage originations in Oskaloosa, KS, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Oskaloosa, KS. Investor activity is low, as 6.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
104
% Conventional Loans
70.0%
% Government Loans
30.0%
% Investor Loans
6.0%
% Second Loans
3.0%
% Cash Out Refinance
16.0%

Loan Activity

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Rentals and Section 8 — Oskaloosa, KS

Oskaloosa, KS lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
13
Total Units Section 8
13
% Rentals under Section 8
9.7%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$670
2 BedroomN/AN/A$880
3 BedroomN/AN/A$1,140
4 BedroomN/AN/A$1,240

Affordability — Oskaloosa, KS

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.4
Median Home Price$295,000
Median Household Income$76,700

Oskaloosa, KS — ZIP Code Boundary Map

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Frequently Asked Questions