Montgomery, LA—71454
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Montgomery, LA
As of Nov '25, the median home price in Montgomery, LA is $103,000, with a year-over-year change of -8.4%. This indicates that home prices in Montgomery, LA are decreasing. According to Zillow, the 1-year price projection is -1.2%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $103,000 | -8.4% |
| Single Family | $103,000 | -8.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Montgomery, LA
Montgomery, LA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Montgomery, LA
As of Nov '25, Realtor.com reports that the median days on market for a home in Montgomery, LA is 87. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $156,000 | -34.0% |
Listing Count | 5 | 27.0% |
| Listings as % of Homes | 0.5% | 27.0% |
Days on Market | 87 | 4.0% |
Demographics — Montgomery, LA
As of the latest ACS Survey released in 2023, Montgomery, LA has a population of 2,920, which has increased by 62.3% over the past 5 years. Montgomery, LA is a moderately popular place for families, as children make up 19.4% of the population. The area has a poorly educated workforce, with 13.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 0.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,920 | 62.3% |
% Under 18 | 19.4% | -8.9% |
% Seniors | 18.8% | -3.1% |
% WFH | 0.7% | -90.8% |
% w/ College Degree | 13.5% | 40.6% |
As of the latest ACS Survey released in 2023, Montgomery, LA is a predominantly white area, with 75.7% of the population identifying as white. The white population has shrunk by 11.7% in the last 5 years. The second most common race or ethnicity in Montgomery, LA is black, making up 8.8% of the population. Foreign-born residents account for 0.8% of the population in Montgomery, LA, and this percentage has increased by 33.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 75.7% | -11.7% |
% Black | 8.8% | -3.3% |
% Hispanic | 5.1% | 1,175.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.8% | 33.3% |
Mortgage and Risk — Montgomery, LA
According to HUD data as of 2023, there were 41 mortgage originations in Montgomery, LA, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 80.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Montgomery, LA. Investor activity is low, as 7.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 41 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 7.0% |
% Second Loans | 7.0% |
% Cash Out Refinance | 12.0% |
Rentals and Section 8 — Montgomery, LA
Montgomery, LA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 8 |
Total Units Section 8 | 8 |
% Rentals under Section 8 | 4.7% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $700 |
| 2 Bedroom | N/A | N/A | $900 |
| 3 Bedroom | N/A | N/A | $1,230 |
| 4 Bedroom | N/A | N/A | $1,360 |
Affordability — Montgomery, LA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.3 |
| Median Home Price | $103,000 |
| Median Household Income | $52,900 |