Tulsa, OK—74131

As of Aug '25, the median home price in Tulsa, OK is $269,000, with a year-over-year change of 2.6%. This indicates that home prices in Tulsa, OK are increasing. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.

As of Aug '25 and according to Realtor.com, the median days on market for a home in Tulsa, OK is 70. This is an increase of 15.0% from last year. This indicates that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 133.0%. This is a large percentage of inventory, suggesting a lot of supply pressure on home prices.

According to the latest data from the U.S. Department of Housing and Urban Development (HUD) as of 2023, the number of mortgages originated in Tulsa, OK in that year was 62. 82.0% of all primary home loans were conventional, the remainder were government-backed loans, such as FHA loans. The average loan-to-value for all loans was 64.0%. Of those, 27.0% were >90% loan to value. This is considered very high, suggesting that mortgage risk is large in Tulsa, OK. Investor activity in Tulsa, OK is low, as 2.0% of all loans are originated by investors. In 2023, 21.0% of all loans were cash-out refinances, suggesting many homeowners are actively tapping their home's equity.