Clute, TX77531

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$205,000
1.0% YoY Growth
Household Income
$71,600
15.6% YoY Growth
Days on Market
94
30.0% Longer YoY
Home Price Forecast
-0.1%
Median Rent
$1,600
65.8% YoY Growth
1-Bed Rent
$650
5.2% YoY Growth
2-Bed Rent
$1,260
13.1% YoY Growth
3-Bed Rent
$1,450
1.3% YoY Growth

Property Listings — Clute, TX

As of Nov '25, Realtor.com reports that the median days on market for a home in Clute, TX is 94. This is a increase of 30.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$249,0001.0%
Listing Count
58-9.0%
Listings as % of Homes0.7%-9.0%
Days on Market
9430.0%
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Demographics — Clute, TX

As of the latest ACS Survey released in 2023, Clute, TX has a population of 16,300, which has remained stable by 0.7% over the past 5 years. Clute, TX is a moderately popular place for families, as children make up 24.6% of the population. The area has a poorly educated workforce, with 17.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
16,3000.7%
% Under 18
24.6%-11.8%
% Seniors
12.0%29.0%
% WFH
2.8%180.0%
% w/ College Degree
17.1%11.8%
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As of the latest ACS Survey released in 2023, Clute, TX is a predominantly hispanic area, with 52.5% of the population identifying as hispanic. The hispanic population has grown by 2.7% in the last 5 years. The second most common race or ethnicity in Clute, TX is white, making up 34.1% of the population. Foreign-born residents account for 11.3% of the population in Clute, TX, and this percentage has decreased by 26.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
34.1%-9.5%
% Black
9.8%6.5%
% Hispanic
52.5%2.7%
% Asian
0.5%150.0%
% Foreign Born
11.3%-26.6%
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Mortgage and Risk — Clute, TX

According to HUD data as of 2023, there were 218 mortgage originations in Clute, TX, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 80.0%, with 46.0% above 90% LTV (very high). This implies large mortgage risk in Clute, TX. Investor activity is low, as 4.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
218
% Conventional Loans
65.0%
% Government Loans
35.0%
% Investor Loans
4.0%
% Second Loans
1.0%
% Cash Out Refinance
6.0%
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Rentals and Section 8 — Clute, TX

As of 2024, the percent of homes in Clute, TX under the Section 8 program is 3.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Clute, TX, because HUD payments exceed market rent, while 2-bedroom units do not.

Section 8 Market Size

Total Units under HUD
95
Total Units Section 8
95
% Rentals under Section 8
3.6%
% Occupied Section 8
100.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$430$650$1,080
2 Bedroom-$50$1,260$1,210
3 Bedroom$120$1,450$1,570
4 Bedroom$250$1,800$2,050

Affordability — Clute, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.8
Median Home Price$205,000
Median Household Income$71,600

Clute, TX — ZIP Code Boundary Map

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Frequently Asked Questions