Victoria, TX—77904
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Victoria, TX
As of Oct '25, the median home price in Victoria, TX is $273,000, with a year-over-year change of 0.1%. This indicates that home prices in Victoria, TX are flat. According to Zillow, the 1-year price projection is -0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $273,000 | 0.1% |
| Single Family | $273,000 | -0.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $193,000 | 0.0% |
3 Bed | $253,000 | 0.0% |
4 Bed | $359,000 | 0.6% |
| 5 Bed | $494,000 | 0.2% |
% of Housing Stock
Rental Trends — Victoria, TX
As of July '25, Rentcast reports the average rent in Victoria, TX is $1,470, with a year-over-year rent change of -12.0%. Per bedroom, the median rent as of July '25 in Victoria, TX is 1-bedrooms: $943, 2-bedrooms: $1,220, 3-bedrooms: $1,720, 4-bedrooms: $2,280. The most common rental property sizes in Victoria, TX are 2-bedroom and 1-bedroom, accounting for 46.9% and 25.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,470 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $830 | $943 |
| 2 Bed Rent | $1,210 | $1,220 |
| 3 Bed Rent | $1,680 | $1,720 |
| 4 Bed Rent | $2,300 | $2,280 |
% of Rental Stock
Property Listings — Victoria, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Victoria, TX is 78. This is a increase of 9.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 34.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $337,000 | -2.0% |
Listing Count | 147 | 19.0% |
| Listings as % of Homes | 0.8% | 19.0% |
Days on Market | 78 | 9.0% |
Demographics — Victoria, TX
As of the latest ACS Survey released in 2023, Victoria, TX has a population of 30,000, which has increased by 6.6% over the past 5 years. Victoria, TX is a moderately popular place for families, as children make up 23.6% of the population. The area has a moderately educated workforce, with 26.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 30,000 | 6.6% |
% Under 18 | 23.6% | -6.7% |
% Seniors | 18.9% | 6.2% |
% WFH | 10.1% | 83.6% |
% w/ College Degree | 26.9% | -14.3% |
As of the latest ACS Survey released in 2023, Victoria, TX is a predominantly white area, with 55.9% of the population identifying as white. The white population has shrunk by 2.8% in the last 5 years. The second most common race or ethnicity in Victoria, TX is hispanic, making up 34.8% of the population. Foreign-born residents account for 5.0% of the population in Victoria, TX, and this percentage has increased by 8.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 55.9% | -2.8% |
% Black | 3.6% | -7.7% |
% Hispanic | 34.8% | 3.6% |
% Asian | 1.5% | -37.5% |
% Foreign Born | 5.0% | 8.7% |
Mortgage and Risk — Victoria, TX
According to HUD data as of 2023, there were 377 mortgage originations in Victoria, TX, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 81.0%, with 47.0% above 90% LTV (very high). This implies large mortgage risk in Victoria, TX. Investor activity is low, as 4.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 377 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 4.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Victoria, TX
As of 2024, the percent of homes in Victoria, TX under the Section 8 program is 8.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Victoria, TX, because HUD payments exceed market rent, while 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 296 |
Total Units Section 8 | 295 |
% Rentals under Section 8 | 8.1% |
% Occupied Section 8 | 87.5% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $330 | $830 | $1,160 |
| 2 Bedroom | $260 | $1,210 | $1,470 |
| 3 Bedroom | $90 | $1,680 | $1,770 |
| 4 Bedroom | -$350 | $2,300 | $1,950 |
Affordability — Victoria, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $273,000 |
| Median Household Income | $86,800 |