Clifton, CO—81520
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Clifton, CO
As of Oct '25, the median home price in Clifton, CO is $325,000, with a year-over-year change of 2.9%. This indicates that home prices in Clifton, CO are increasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $325,000 | 2.9% |
| Single Family | $329,000 | 2.8% |
| Condos | $195,000 | 5.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $242,000 | 0.8% |
3 Bed | $329,000 | 2.5% |
4 Bed | $378,000 | 2.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Clifton, CO
As of July '25, Rentcast reports the average rent in Clifton, CO is $1,500, with a year-over-year rent change of 26.1%. Per bedroom, the median rent as of July '25 in Clifton, CO is 2-bedrooms: $1,360, 3-bedrooms: $1,650. The most common rental property sizes in Clifton, CO are 2-bedroom and 3-bedroom, accounting for 52.5% and 37.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,500 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,300 | $1,360 |
| 3 Bed Rent | $1,600 | $1,650 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Clifton, CO
As of Oct '25, Realtor.com reports that the median days on market for a home in Clifton, CO is 56. This is a increase of 31.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $353,000 | 10.0% |
Listing Count | 67 | 47.0% |
| Listings as % of Homes | 0.5% | 47.0% |
Days on Market | 56 | 31.0% |
Demographics — Clifton, CO
As of the latest ACS Survey released in 2023, Clifton, CO has a population of 13,500, which has decreased by -2.5% over the past 5 years. Clifton, CO is a moderately popular place for families, as children make up 23.1% of the population. The area has a poorly educated workforce, with 11.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 13,500 | -2.5% |
% Under 18 | 23.1% | -2.9% |
% Seniors | 14.3% | 12.6% |
% WFH | 11.7% | 350.0% |
% w/ College Degree | 11.4% | -2.6% |
As of the latest ACS Survey released in 2023, Clifton, CO is a predominantly white area, with 72.5% of the population identifying as white. The white population has shrunk by 6.1% in the last 5 years. The second most common race or ethnicity in Clifton, CO is hispanic, making up 20.6% of the population. Foreign-born residents account for 8.8% of the population in Clifton, CO, and this percentage has increased by 175.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 72.5% | -6.1% |
% Black | 0.8% | 100.0% |
% Hispanic | 20.6% | -0.5% |
% Asian | 2.8% | ∞% |
% Foreign Born | 8.8% | 175.0% |
Mortgage and Risk — Clifton, CO
According to HUD data as of 2023, there were 230 mortgage originations in Clifton, CO, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Clifton, CO. Investor activity is low, as 3.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 230 |
% Conventional Loans | 67.0% |
% Government Loans | 33.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Clifton, CO
Clifton, CO lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 257 |
Total Units Section 8 | 257 |
% Rentals under Section 8 | 14.1% |
% Occupied Section 8 | 85.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $930 |
| 2 Bedroom | -$100 | $1,300 | $1,200 |
| 3 Bedroom | $80 | $1,600 | $1,680 |
| 4 Bedroom | N/A | N/A | $2,020 |
Affordability — Clifton, CO
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.6 |
| Median Home Price | $325,000 |
| Median Household Income | $50,800 |