Maricopa, AZ85138

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$350,000
4.0% YoY Growth
Median Household Income
$93,600
31.5% 5-Year Growth
Days on Market
69
30.0% Longer than last year
Home Price Forecast
-0.1%
Median Rent
$1,850
0.0% YoY Growth
1-Bed Rent
$1,350
74.7% YoY Growth
2-Bed Rent
$1,900
10.4% YoY Growth
3-Bed Rent
$1,780
2.7% YoY Growth

Other Zip Codes in Maricopa, AZ

Property Listings — Maricopa, AZ

As of Oct '25, Realtor.com reports that the median days on market for a home in Maricopa, AZ is 69. This is a increase of 30.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 44.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$370,000-4.0%
Listing Count
54112.0%
Listings as % of Homes2.8%12.0%
Days on Market
6930.0%
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Demographics — Maricopa, AZ

As of the latest ACS Survey released in 2023, Maricopa, AZ has a population of 52,300, which has increased by 42.9% over the past 5 years. Maricopa, AZ is a popular place for families, as children make up 27.7% of the population. The area has a poorly educated workforce, with 21.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
52,30042.9%
% Under 18
27.7%-2.1%
% Seniors
13.9%8.6%
% WFH
20.9%164.6%
% w/ College Degree
21.9%-12.4%
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As of the latest ACS Survey released in 2023, Maricopa, AZ is a predominantly white area, with 44.8% of the population identifying as white. The white population has shrunk by 13.2% in the last 5 years. The second most common race or ethnicity in Maricopa, AZ is hispanic, making up 30.2% of the population. Foreign-born residents account for 9.6% of the population in Maricopa, AZ, and this percentage has decreased by 13.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
44.8%-13.2%
% Black
13.0%17.1%
% Hispanic
30.2%10.2%
% Asian
3.0%-31.8%
% Foreign Born
9.6%-13.5%
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Mortgage and Risk — Maricopa, AZ

According to HUD data as of 2023, there were 2593 mortgage originations in Maricopa, AZ, of which 51.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 51.0% above 90% LTV (very high). This implies large mortgage risk in Maricopa, AZ. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
2,593
% Conventional Loans
51.0%
% Government Loans
49.0%
% Investor Loans
1.0%
% Second Loans
2.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Maricopa, AZ

As of 2024, the percent of homes in Maricopa, AZ under the Section 8 program is 1.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Maricopa, AZ, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
98
Total Units Section 8
98
% Rentals under Section 8
1.8%
% Occupied Section 8
76.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$750$1,350$2,100
2 Bedroom$540$1,900$2,440
3 Bedroom$1,500$1,780$3,280
4 Bedroom$1,790$1,880$3,670

Affordability — Maricopa, AZ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.1
Median Home Price$350,000
Median Household Income$93,600

Maricopa, AZ — ZIP Code Boundary Map

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Frequently Asked Questions