Chino Valley, AZ86323

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$494,000
0.8% YoY Growth
Median Household Income
$62,800
28.2% 5-Year Growth
Days on Market
88
12.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$2,150
5.8% YoY Growth
1-Bed Rent
$548
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$2,200
2.6% YoY Growth

Property Listings — Chino Valley, AZ

As of Oct '25, Realtor.com reports that the median days on market for a home in Chino Valley, AZ is 88. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$610,000-5.0%
Listing Count
114-8.0%
Listings as % of Homes0.8%-8.0%
Days on Market
8812.0%
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Demographics — Chino Valley, AZ

As of the latest ACS Survey released in 2023, Chino Valley, AZ has a population of 19,300, which has increased by 17.7% over the past 5 years. Chino Valley, AZ is a moderately popular place for families, as children make up 17.5% of the population. The area has a poorly educated workforce, with 19.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
19,30017.7%
% Under 18
17.5%4.8%
% Seniors
26.5%2.3%
% WFH
11.2%111.3%
% w/ College Degree
19.3%20.6%
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As of the latest ACS Survey released in 2023, Chino Valley, AZ is a predominantly white area, with 79.8% of the population identifying as white. The white population has shrunk by 3.9% in the last 5 years. The second most common race or ethnicity in Chino Valley, AZ is hispanic, making up 15.2% of the population. Foreign-born residents account for 3.7% of the population in Chino Valley, AZ, and this percentage has decreased by 37.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
79.8%-3.9%
% Black
0.6%200.0%
% Hispanic
15.2%16.0%
% Asian
0.9%-35.7%
% Foreign Born
3.7%-37.3%
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Mortgage and Risk — Chino Valley, AZ

According to HUD data as of 2023, there were 520 mortgage originations in Chino Valley, AZ, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Chino Valley, AZ. Investor activity is low, as 1.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
520
% Conventional Loans
64.0%
% Government Loans
36.0%
% Investor Loans
1.0%
% Second Loans
2.0%
% Cash Out Refinance
18.0%

Loan Activity

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Rentals and Section 8 — Chino Valley, AZ

Chino Valley, AZ lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
28
Total Units Section 8
28
% Rentals under Section 8
1.8%
% Occupied Section 8
54.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$662$548$1,210
2 BedroomN/AN/A$1,500
3 Bedroom-$130$2,200$2,070
4 BedroomN/AN/A$2,380

Affordability — Chino Valley, AZ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio7.5
Median Home Price$494,000
Median Household Income$62,800

Chino Valley, AZ — ZIP Code Boundary Map

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Frequently Asked Questions