Prescott, AZ86301

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$531,000
1.2% YoY Growth
Median Household Income
$72,000
39.3% 5-Year Growth
Days on Market
82
31.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$1,700
8.1% YoY Growth
1-Bed Rent
$1,400
13.4% YoY Growth
2-Bed Rent
$1,650
5.6% YoY Growth
3-Bed Rent
$2,280
2.1% YoY Growth

Other Zip Codes in Prescott, AZ

Property Listings — Prescott, AZ

As of Oct '25, Realtor.com reports that the median days on market for a home in Prescott, AZ is 82. This is a increase of 31.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$658,000-2.0%
Listing Count
2173.0%
Listings as % of Homes0.9%3.0%
Days on Market
8231.0%
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Demographics — Prescott, AZ

As of the latest ACS Survey released in 2023, Prescott, AZ has a population of 26,200, which has increased by 14.3% over the past 5 years. Prescott, AZ is a less popular place for families, as children make up 13.0% of the population. The area has a moderately educated workforce, with 36.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
26,20014.3%
% Under 18
13.0%-17.2%
% Seniors
38.5%12.9%
% WFH
12.4%181.8%
% w/ College Degree
36.8%3.1%
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As of the latest ACS Survey released in 2023, Prescott, AZ is a predominantly white area, with 82.9% of the population identifying as white. The white population has shrunk by 0.1% in the last 5 years. The second most common race or ethnicity in Prescott, AZ is hispanic, making up 8.9% of the population. Foreign-born residents account for 6.3% of the population in Prescott, AZ, and this percentage has decreased by 8.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
82.9%-0.1%
% Black
0.8%166.7%
% Hispanic
8.9%-24.6%
% Asian
2.6%36.8%
% Foreign Born
6.3%-8.7%
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Mortgage and Risk — Prescott, AZ

According to HUD data as of 2023, there were 586 mortgage originations in Prescott, AZ, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Prescott, AZ. Investor activity is low, as 3.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
586
% Conventional Loans
81.0%
% Government Loans
19.0%
% Investor Loans
3.0%
% Second Loans
5.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Prescott, AZ

As of 2024, the percent of homes in Prescott, AZ under the Section 8 program is 2.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Prescott, AZ, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
93
Total Units Section 8
93
% Rentals under Section 8
2.6%
% Occupied Section 8
80.5%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$100$1,400$1,500
2 Bedroom$210$1,650$1,860
3 Bedroom$290$2,280$2,570
4 Bedroom$400$2,550$2,950

Affordability — Prescott, AZ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio7.2
Median Home Price$531,000
Median Household Income$72,000

Prescott, AZ — ZIP Code Boundary Map

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Frequently Asked Questions