Cochiti Lake, NM—87083
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cochiti Lake, NM
As of Oct '25, the median home price in Cochiti Lake, NM is $276,000, with a year-over-year change of -0.2%. This indicates that home prices in Cochiti Lake, NM are flat. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $276,000 | -0.2% |
| Single Family | $276,000 | -1.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $245,000 | 0.4% |
3 Bed | $285,000 | -0.7% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cochiti Lake, NM
Cochiti Lake, NM lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cochiti Lake, NM
As of Oct '25, Realtor.com reports that the median days on market for a home in Cochiti Lake, NM is 60. This is a increase of 40.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $262,000 | -14.0% |
Listing Count | 13 | 24.0% |
| Listings as % of Homes | 1.6% | 24.0% |
Days on Market | 60 | 40.0% |
Demographics — Cochiti Lake, NM
As of the latest ACS Survey released in 2023, Cochiti Lake, NM has a population of 453, which has decreased by -13.2% over the past 5 years. Cochiti Lake, NM is a less popular place for families, as children make up 9.1% of the population. The area has a highly educated workforce, with 51.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 453 | -13.2% |
% Under 18 | 9.1% | -20.9% |
% Seniors | 54.3% | 59.2% |
% WFH | 21.6% | 232.3% |
% w/ College Degree | 51.0% | 2.2% |
As of the latest ACS Survey released in 2023, Cochiti Lake, NM is a predominantly white area, with 62.3% of the population identifying as white. The white population has grown by 5.6% in the last 5 years. The second most common race or ethnicity in Cochiti Lake, NM is hispanic, making up 12.8% of the population. Foreign-born residents account for 3.3% of the population in Cochiti Lake, NM, and this percentage has decreased by 31.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 62.3% | 5.6% |
% Black | 0.4% | -91.7% |
% Hispanic | 12.8% | 2.4% |
% Asian | 0.9% | -18.2% |
% Foreign Born | 3.3% | -31.2% |
Mortgage and Risk — Cochiti Lake, NM
Cochiti Lake, NM lacks sufficient mortgage origination data for analysis.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | N/A |
% Conventional Loans | N/A |
% Government Loans | N/A |
% Investor Loans | N/A |
% Second Loans | N/A |
% Cash Out Refinance | N/A |
Loan Activity
No data available
Rentals and Section 8 — Cochiti Lake, NM
Cochiti Lake, NM lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,450 |
| 2 Bedroom | N/A | N/A | $1,780 |
| 3 Bedroom | N/A | N/A | $2,490 |
| 4 Bedroom | N/A | N/A | $2,950 |
Affordability — Cochiti Lake, NM
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.6 |
| Median Home Price | $276,000 |
| Median Household Income | $54,900 |