Ontario, CA—91762
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ontario, CA
As of Oct '25, the median home price in Ontario, CA is $674,000, with a year-over-year change of -1.2%. This indicates that home prices in Ontario, CA are decreasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $674,000 | -1.2% |
| Single Family | $694,000 | -1.4% |
| Condos | $532,000 | -2.6% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $354,000 | -4.1% |
2 Bed | $481,000 | -1.0% |
3 Bed | $666,000 | -1.5% |
4 Bed | $768,000 | -2.0% |
| 5 Bed | $922,000 | -3.4% |
% of Housing Stock
Rental Trends — Ontario, CA
As of July '25, Rentcast reports the average rent in Ontario, CA is $2,760, with a year-over-year rent change of -2.5%. Per bedroom, the median rent as of July '25 in Ontario, CA is studios: $2,070, 1-bedrooms: $1,850, 2-bedrooms: $2,360, 3-bedrooms: $3,190, 4-bedrooms: $3,900. The most common rental property sizes in Ontario, CA are 2-bedroom and 1-bedroom, accounting for 50.3% and 22.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,500 | $2,760 |
| Studio Rent | $2,000 | $2,070 |
| 1 Bed Rent | $1,820 | $1,850 |
| 2 Bed Rent | $2,400 | $2,360 |
| 3 Bed Rent | $3,100 | $3,190 |
| 4 Bed Rent | $3,650 | $3,900 |
% of Rental Stock
Property Listings — Ontario, CA
As of Oct '25, Realtor.com reports that the median days on market for a home in Ontario, CA is 52. This is a increase of 23.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $664,000 | -7.0% |
Listing Count | 145 | 34.0% |
| Listings as % of Homes | 0.4% | 34.0% |
Days on Market | 52 | 23.0% |
Demographics — Ontario, CA
As of the latest ACS Survey released in 2023, Ontario, CA has a population of 63,700, which has increased by 4.9% over the past 5 years. Ontario, CA is a moderately popular place for families, as children make up 24.5% of the population. The area has a poorly educated workforce, with 21.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 63,700 | 4.9% |
% Under 18 | 24.5% | -9.6% |
% Seniors | 10.2% | 1.0% |
% WFH | 7.1% | 153.6% |
% w/ College Degree | 21.3% | 52.1% |
As of the latest ACS Survey released in 2023, Ontario, CA is a predominantly hispanic area, with 68.6% of the population identifying as hispanic. The hispanic population has shrunk by 4.7% in the last 5 years. The second most common race or ethnicity in Ontario, CA is white, making up 14.4% of the population. Foreign-born residents account for 30.3% of the population in Ontario, CA, and this percentage has increased by 7.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 14.4% | -11.1% |
% Black | 5.1% | 2.0% |
% Hispanic | 68.6% | -4.7% |
% Asian | 10.1% | 94.2% |
% Foreign Born | 30.3% | 7.8% |
Mortgage and Risk — Ontario, CA
According to HUD data as of 2023, there were 767 mortgage originations in Ontario, CA, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Ontario, CA. Investor activity is low, as 4.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 767 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 4.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Ontario, CA
As of 2024, the percent of homes in Ontario, CA under the Section 8 program is 4.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Ontario, CA, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 376 |
Total Units Section 8 | 376 |
% Rentals under Section 8 | 4.9% |
% Occupied Section 8 | 90.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $180 | $1,820 | $2,000 |
| 2 Bedroom | $90 | $2,400 | $2,490 |
| 3 Bedroom | $220 | $3,100 | $3,320 |
| 4 Bedroom | $390 | $3,650 | $4,040 |
Affordability — Ontario, CA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 8.3 |
| Median Home Price | $674,000 |
| Median Household Income | $76,300 |