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Encinitas, CA—92007

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$2,005,000
1.2% YoY Growth
Household Income
$165,000
54.5% YoY Growth
Days on Market
72
13.0% Shorter YoY
Home Price Forecast
1.7%
Median Rent
$5,000
8.6% YoY Growth
1-Bed Rent
$2,800
20.6% YoY Growth
2-Bed Rent
$5,300
15.3% YoY Growth
3-Bed Rent
$6,500
1.4% YoY Growth

Other Zip Codes in Encinitas, CA

92024
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Encinitas, CA

As of Dec '25, the median home price in Encinitas, CA is $2,005,000, with a year-over-year change of 1.2%. This indicates that home prices in Encinitas, CA are increasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$2,005,0001.2%
Single Family $2,090,0001.4%
Condos $1,176,0002.3%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$1,363,0004.2%
    3 Bed
    		$1,873,0000.8%
    4 Bed
    		$2,494,000-1.1%
    5 Bed $3,254,727-1.0%
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    % of Housing Stock

    Studio
    0.5%
    1 Bedroom
    6.1%
    2 Bedrooms
    26.0%
    3 Bedrooms
    38.1%
    4 Bedrooms
    23.1%
    5+ Bedrooms
    6.1%

    Rental Trends — Encinitas, CA

    As of July '25, Rentcast reports the average rent in Encinitas, CA is $5,120, with a year-over-year rent change of -8.6%. Per bedroom, the median rent as of July '25 in Encinitas, CA is studios: $2,190, 1-bedrooms: $3,220, 2-bedrooms: $5,580, 3-bedrooms: $6,460, 4-bedrooms: $7,440. The most common rental property sizes in Encinitas, CA are 2-bedroom and 3-bedroom, accounting for 44.4% and 37.8% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$5,000$5,120
    Studio Rent $2,100$2,190
    1 Bed Rent $2,800$3,220
    2 Bed Rent $5,300$5,580
    3 Bed Rent $6,500$6,460
    4 Bed Rent $6,000$7,440
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    % of Rental Stock

    Studio
    1.4%
    1 Bedroom
    9.1%
    2 Bedrooms
    44.4%
    3 Bedrooms
    37.8%
    4 Bedrooms
    7.2%

    Property Listings — Encinitas, CA

    As of Dec '25, Realtor.com reports that the median days on market for a home in Encinitas, CA is 40. This is a decrease of -8.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$3,070,000-9.0%
    Listing Count
    		21-9.0%
    Listings as % of Homes0.4%-9.0%
    Days on Market
    		72-13.0%
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    Demographics — Encinitas, CA

    As of the latest ACS Survey released in 2023, Encinitas, CA has a population of 11,800, which has increased by 4.7% over the past 5 years. Encinitas, CA is a popular place for families, as children make up 25.4% of the population. The area has a highly educated workforce, with 68.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 24.5% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		11,8004.7%
    % Under 18
    		25.4%30.3%
    % Seniors
    		16.4%-17.2%
    % WFH
    		24.5%44.1%
    % w/ College Degree
    		68.7%8.4%
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    As of the latest ACS Survey released in 2023, Encinitas, CA is a predominantly white area, with 70.0% of the population identifying as white. The white population has shrunk by 17.8% in the last 5 years. The second most common race or ethnicity in Encinitas, CA is hispanic, making up 21.0% of the population. Foreign-born residents account for 12.8% of the population in Encinitas, CA, and this percentage has increased by 7.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		70.0%-17.8%
    % Black
    		0.4%33.3%
    % Hispanic
    		21.0%114.3%
    % Asian
    		3.7%60.9%
    % Foreign Born
    		12.8%7.6%
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    Mortgage and Risk — Encinitas, CA

    According to HUD data as of 2023, there were 152 mortgage originations in Encinitas, CA, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 43.0%, with 1.0% above 90% LTV (normal). This implies small mortgage risk in Encinitas, CA. Investor activity is low, as 3.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		152
    % Conventional Loans
    		97.0%
    % Government Loans
    		3.0%
    % Investor Loans
    		3.0%
    % Second Loans
    		2.0%
    % Cash Out Refinance
    		7.0%
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    Rentals and Section 8 — Encinitas, CA

    As of 2024, the percent of homes in Encinitas, CA under the Section 8 program is 0.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Encinitas, CA, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

    Section 8 Market Size

    Total Units under HUD
    		17
    Total Units Section 8
    		17
    % Rentals under Section 8
    		0.8%
    % Occupied Section 8
    		76.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$130$2,800$2,930
    2 Bedroom-$1,670$5,300$3,630
    3 Bedroom-$1,650$6,500$4,850
    4 Bedroom-$90$6,000$5,910

    Affordability — Encinitas, CA

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio10.8
    Median Home Price$2,005,000
    Median Household Income$165,000

    Encinitas, CA — ZIP Code Boundary Map

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    Frequently Asked Questions